ICICI Lombard Health Insurance for Senior Citizens
ICICI Lombard Health Insurance ICICI Lombard Health Insurance ★ 4.4

Senior Citizen Health Insurance

With increasing age arises the need to take better care of your health. ICICI Lombard Senior Citizen Health Insurance adapts to your lifestyle and aid ...Read More

97.16%
Claim settlement
3 Crores
Max sum insured
11
Active plans
320+
Pan India presence
🛡️ IRDAI Approved
4.4/5 · 2,704 reviews
🏥 10,600+ hospitals
📊 2.69x solvency ratio
97.16% claim settlement

ICICI Lombard Senior Citizen Health Insurance

With increasing age arises the need to take better care of your health. ICICI Lombard Senior Citizen Health Insurance adapts to your lifestyle and aids in taking better care of senior citizens. With increasing age, individuals may face numerous ailments that may drain out their life savings, hence it is essential to invest in a quality senior citizen insurance plan. ICICI Lombard Senior Citizen Health Insurance will not only help policyholders in tax savings but also provide adequate coverage for senior citizens.

ICICI Lombard Senior Citizen Health Insurance provides hospitalization expenses, accident coverage, Pre-specified disease coverage, tax benefits, affordable premiums, daycare procedures, AYUSH treatments, Home care, and more. ICICI Senior Citizen Health Insurance offers high sum assured at affordable premiums and has a wide range of network hospitals across the country that offer extensive medical care to policyholders in need of medical emergencies.

Key Benefits of ICICI Lombard Senior Citizen Health Insurance

With ICICI Lombard Senior Citizen Health Insurance, policyholders get coverage for sudden hospitalization, treatment of illnesses, surgeries, and more. ICICI Senior Citizen Health Insurance is designed specifically to cater to the medical needs of senior citizens.

  • Affordable Premiums
    Senior Citizens are at an elevated risk of ailments and life-threatening diseases. With growing age, the human body grows weaker and can not completely defend itself against ailments. ICICI Senior Citizen Health Insurance offers senior citizens holistic coverage that protects them in the face of any medical adversity and provides complete care at affordable premium options.
  • Reset Benefit
    ICICI Health Insurance for Senior Citizens offers policyholders a reset benefit. This benefit states that if due to any unforeseen events, the sum insured is exhausted and you need to make another claim, ICICI Lombard would reset the sum insured subject to policy terms & conditions.
  • Cashless Treatments
    ICICI Health Insurance for Senior Citizens promises a hassle-free cashless treatment process to its policyholders. If a senior citizen invests in the ICICI Health Insurance for Senior Citizen plan, they can avail of cashless treatment facilities at any network hospital across the country.
  • Tax Benefits
    When policyholders purchase ICICI Lombard Senior Citizen Health Insurance they can claim a tax benefit of up to 50k (for above 60 years) under section 80D of The Income Tax Act of 1961.
  • Care Management Program
    ICICI Health Insurance for Senior Citizens offers optional covers at additional premiums like a care management program for senior citizens. Care Management Program offers benefits such as Tele consultations, Second consultations for critical illness, Diet and Nutrition e-consultation, and more.

ICICI Lombard Senior Citizen Health Insurance Plan Eligibility Criteria

 

Entry Age

Minimum: 18 Years

 

Max. Entry Age.

Maximum: Lifelong

 

Policy Term

1/2/3 Years

 

Plan Type

Individual/ Senior Citizens Floater

 

Sum Insured

3 L | 5 L | 10 L | 20 L | 50 L

 

Initial Waiting Period*

30 Days*

ICICI Lombard Senior Citizen Health Insurance Inclusions

Inclusions of ICICI Health Insurance Plans for Senior Citizens include:

Pre and post-hospitalization expenses

Annual Health Check-up

Daycare Treatments

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

ICICI Lombard Senior Citizen Health Insurance Exclusions

Exclusions of ICICI Health Insurance Plan for Senior Citizens include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Video reviews

Walkthroughs from the PolicyX team on Senior Citizen Health Insurance.

ICICI Lombard Health Insurance

ICICI Lombard Health Insurance

ICICI Lombard Health Insurance Review

ICICI Lombard Health Insurance Review

Explore ICICI Lombard Health Insurance plans

Health plans offered by ICICI Lombard Health Insurance — click any plan to see full details.

Individual and Family Health Insurance ICICI Lombard Health Shield 360

ICICI Lombard Health Shield 360

ICICI Lombard Health Shield 360 is the ultimate health insurance policy that offers you visibility with its basic medical support, worldwid…

  • 360° Wellbeing programs
  • High SI options
  • Home healthcare
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Group Health Insurance ICICI Lombard Group Health Insurance

ICICI Lombard Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, ba…

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit
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Individual and Family Health Insurance ICICI Lombard Complete Health Insurance Plan

ICICI Lombard Complete Health Insurance Plan

ICICI Lombard Complete Health Insurance is a comprehensive health insurance plan that caters to almost every healthcare need of an individu…

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available
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Accident Health Insurance ICICI Lombard Saral Suraksha Bima

ICICI Lombard Saral Suraksha Bima

ICICI Lombard Saral Suraksha Bima is a health insurance policy that supports you when you are hit by an accident, leading to death or disab…

  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover
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Individual and Family Health Insurance ICICI Lombard Elevate Plan

ICICI Lombard Elevate Plan

ICICI Lombard Elevate plan is the one-stop solution for all your healthcare-related expenses including doctor's visits, diagnostics tests, …

  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs
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Individual and Family Health Insurance ICICI Lombard MaxProtect Plan

ICICI Lombard MaxProtect Plan

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants…

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment
View plan

10,600+ cashless hospitals

Find a ICICI Lombard Health Insurance network hospital near you — no out-of-pocket payment at admission.

ICICI Lombard Senior Citizen Health Insurance: FAQs

The 5 most-asked questions about Senior Citizen Health Insurance, answered.

ICICI Lombard offers multiple features and coverage options under their Senior Citizen Health Plan options. ICICI Golden Shield is amongst the best senior citizen plans offered by the health Insurance provider.
ICICI Lombard Senior Citizen Health Insurance Plans covers the healthcare needs of senior citizens. Senior Citizen Plans offered by ICICI Lombard cover medical expenses incurred by the insured person, including hospitalisation, day-care procedures and AYUSH treatments.
ICICI Lombard Senior Citizen Health Insurance are equipped with all essential plan features required to safeguard the future of senior citizens and help them in times of medical emergencies. ICICI Senior Citizen plans come with additional features such as complementary annual health check-up, wellness programs, care management program and more.
Some senior citizen health insurance plans might need policyholders to undergo a pre-policy medical check-up.
Policyholders must select sum insured amount that is adequate to cover all healthcare expenses for senior citizens. In case, senior citizens are suffering from pre-existing illnesses or if they have a history of medical complications, you should go for a high sum insured, i.e., ₹10 lakhs or more. Policyholders must also consider lifestyle and personal habits while choosing the sum insured for their ICICI Lombard senior citizen health insurance.

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