ICICI Lombard Elevate Plan

Benefits of ICICI Lombard Elevate Health Insurance

1. Multiple discounts:

   Family floater discount- 15% of the maximum will be covered if two adults are insured under the floater policy.

   Renewal discount- Upto 30% discount on renewing your policy which can be availed based on accumulated wellness points.

2. Network advantage (add-on):

   On getting treated at the preferred provider network, you will get to enjoy a 10% discount. Whereas, if it's a non-networking hospital, the insured individual will have to pay upto 20% mandatory co-payment.

3. JumpStart benefit (add-on):

   If the add-on cover is opted, PEDs will be covered from the 31st day and there will not be any applicable waiting period.

4. Infinite care (add-on):

   There's no cap on the comprehensiveness of your policy, and you can avail of any of the listed benefits without worrying about the sub-limits.

   • Stand-out benefit
   • Wellness Program
   • Health Assistance [HAT]
   • Ambulance Assistance
   • Discounts on services and products

5. Bariatric surgery:

   The insurer will pay upto the sum insured for obesity management treatment, given that a medical practitioner has prescribed this method of surgery.

6. Add-on benefits:

   There are multiple add-on cover options available under this plan, check below for more details;

   • Power booster (guaranteed super bonus)
   • Chronic disease management program
   • Maternity benefit and maternity waiting period reduction option
   • Newborn baby cover
   • Vaccination for newborn baby in the first year
   • BeFit
   • Worldwide cover and worldwide cover waiting period reduction option
   • Claim protector
   • Inflation protector
   • Domestic air ambulance cover
   • Convalescence benefit
   • Nursing at home
   • Compassionate visit
   • Health check-up
   • Critical illnesses cover
   • Personal accident cover
   • Voluntary co-payment
   • Voluntary deductible
   • Dependent accommodation benefit
   • Durable medical equipment cover
   • Tele-consultations
   • Waiting period reduction (other than those listed under JumpStart)
   • Specific illness waiting period reduction option
   • Room modifier
   • NRI Advantage- accidental emergencies cover for NRI

7. In-patient hospitalization cover:

   Surrogate mother covers- On intimation of the couple who has approved the surrogate female, the company will pay upto a max of INR 5 Lakhs for a consecutive 36 months of care, including postpartum care, hospitalization expenses, and so on. The surrogate must complete a waiting period of 30 days to avail of this benefit, but only if the insured has opted for a 3-year policy term.

   Oocyte donor cover- The appointed oocyte donor (from the intending couple) will get benefits against hospitalization expenses, and any complications arising due to oocyte retrieval procedures upto a maximum of INR 5 Lakhs. The period of coverage for oocyte donors is a max of 12 months only.

Penning It Down

What if you get all the major healthcare benefits with just one health insurance policy, which covers your medical treatment expenses worldwide, and offers maternity, newborn care, air ambulance services, and much more?

It will not only help you get higher coverage within affordable premiums, but it'll also save you from uncertain emergencies. Want to know more? Contact us at 1800 4200 269 to get your queries about ICICI Lombard Elevate policy resolved.