ICICI Lombard Health Insurance Top up Plan
ICICI Lombard Health Insurance ICICI Lombard Health Insurance ★ 4.4

ICICI Lombard Top-up Plans

Individuals can get ICICI Lombard Super Top Up health insurance plans if their basic health plan is exhausted. There are numerous reasons to buy an ad ...Read More

97.16%
Claim settlement
3 Crores
Max sum insured
11
Active plans
320+
Pan India presence
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🏥 10,600+ hospitals
📊 2.69x solvency ratio
97.16% claim settlement

ICICI Lombard Health Insurance Top-up Plans

Individuals can get ICICI Lombard Super Top Up health insurance plans if their basic health plan is exhausted. There are numerous reasons to buy an additional Icici Lombard Super Top Up plan, including lower premiums, added security, and protection for your hard-earned savings. Top-up plans serve as a backup health insurance plan to your basic health insurance in the event of an emergency, but they can also be purchased as a standalone health insurance plan. Many people buy additional health insurance on top of their employer-provided health insurance because a basic health insurance plan does not always meet their medical care needs and is insufficient.

ICICI Lombard super top-up health insurance plans provide a variety of sum insured as well as flexible deductibles. Furthermore, ICICI Lombard super top-up plans provide numerous discounts and effective medical care through a vast network of over 6700+ cashless network hospitals with a claim service guarantee.

Key Benefits of ICICI Lombard Super Top-Up Plan

Icici Lombard Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:

  • Tax Benefits
    Icici Lombard Super Top-Up Plan is eligible under the Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
  • Reset Benefit
    For deductibles of INR 3 lakh and above, Icici Lombard Super Top-Up health insurance provides a reset benefit. When the sum insured is insufficient, the Reset Benefit kicks in, and this benefit can only be used once per policy year.
  • Wellness Program
    Icici Lombard Super Top Up plan provides a wellness programme to ensure that its customers take care of their health and live healthy lifestyles. This feature of the Icici Lombard Super Top Up Plan is intended to provide health rewards and wellness benefits.
  • Additional Benefits
    Icici Lombard Super Top-Up Plan provides multiple additional benefits in addition to the base benefits. Individuals can enhance their base coverage along with add-ons provided at an additional premium. The various add-ons include hospital cash benefits, personal accident cover, Critical Illness Cover and more.
  • Family Floater Benefit
    As the name suggests, the ICICI Lombard Super Top-Up Plan covers your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policyholders can cover spouses, dependent children, brothers, sisters, dependent parents, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

ICICI Lombard Super Top-Up Plan Eligibility Criteria

 

Entry Age

Minimum: 91 Days

 

Adult Entry Age.

Minimum: 18 Years
Maximum: No limit

 

Policy Term

1/2/3 Years

 

Plan Type

Individual/Family Floater

 

Sum Insured

5 L to 50 L

 

Initial Waiting Period*

30 Days*

ICICI Lombard Super Top-Up Plan Inclusions

The various inclusions under the ICICI Lombard Super Top-Up Plan are:

In-Patient Hospitalization

Pre-Hospitalization Medical Expenses

Post Hospitalization Medical Expenses

Day Care Treatment

Pre-existing Diseases

Critical Illness

Hospital Cash Benefit

ICICI Lombard Super Top-Up Plan Exclusions

The various exclusions under the ICICI Lombard Super Top-Up Plan are:

Infertility, congenital external

Maternity Expenses

Any hospitalization primarily for investigation / diagnostic purposes · Alternative Treatments (Non Allopathic treatments)

pregnancy or childbirth

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, other tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion

War, terrorism, or nuclear weapons

Video reviews

Walkthroughs from the PolicyX team on ICICI Lombard Top-up Plans.

ICICI Lombard Health Insurance

ICICI Lombard Health Insurance

ICICI Lombard Health Insurance Review

ICICI Lombard Health Insurance Review

Explore ICICI Lombard Health Insurance plans

Health plans offered by ICICI Lombard Health Insurance — click any plan to see full details.

Individual and Family Health Insurance ICICI Lombard Health Shield 360

ICICI Lombard Health Shield 360

ICICI Lombard Health Shield 360 is the ultimate health insurance policy that offers you visibility with its basic medical support, worldwid…

  • 360° Wellbeing programs
  • High SI options
  • Home healthcare
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Group Health Insurance ICICI Lombard Group Health Insurance

ICICI Lombard Group Health Insurance

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, ba…

  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit
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Individual and Family Health Insurance ICICI Lombard Complete Health Insurance Plan

ICICI Lombard Complete Health Insurance Plan

ICICI Lombard Complete Health Insurance is a comprehensive health insurance plan that caters to almost every healthcare need of an individu…

  • Wellness Program
  • Maternity & Newborn Cover
  • Riders Available
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Accident Health Insurance ICICI Lombard Saral Suraksha Bima

ICICI Lombard Saral Suraksha Bima

ICICI Lombard Saral Suraksha Bima is a health insurance policy that supports you when you are hit by an accident, leading to death or disab…

  • 100% death benefit
  • Educational grant
  • PTD/ TTD and PPD cover
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Individual and Family Health Insurance ICICI Lombard Elevate Plan

ICICI Lombard Elevate Plan

ICICI Lombard Elevate plan is the one-stop solution for all your healthcare-related expenses including doctor's visits, diagnostics tests, …

  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs
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Individual and Family Health Insurance ICICI Lombard MaxProtect Plan

ICICI Lombard MaxProtect Plan

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants…

  • Up to 1 Crore SI
  • International coverage
  • Modern treatment
View plan

10,600+ cashless hospitals

Find a ICICI Lombard Health Insurance network hospital near you — no out-of-pocket payment at admission.

ICICI Lombard Health Insurance Top-up Plans: FAQs

The 5 most-asked questions about ICICI Lombard Top-up Plans, answered.

Icici Lombard offers multiple additional benefits benefits like Hospital daily cash Convalescence benefit Personal Accident Cover Temporary Total Disablement (TTD) Rehabilitation Cover Repatriation of Remains and Critical Illness Cover
Icici Lombard Super Top-Up Plan offers a wide range of sum insured options ranging from 5 Lakh to 50 Lakh.
Adults at the age of 18 years can purchase Icici Lombard Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months and if you want to purchase an individual policy for your dependent child the entry age has to be more than 6 years old.
Yes, Icici Lombard Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
As the name suggests, Icici Lombard Super Top-Up Plan provides cover to your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policy holders can cover spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

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