ICICI Lombard Health Insurance Top-up Plans
Individuals can get ICICI Lombard Super Top Up health insurance plans if their basic health plan is exhausted. There are numerous reasons to buy an additional Icici Lombard Super Top Up plan, including lower premiums, added security, and protection for your hard-earned savings. Top-up plans serve as a backup health insurance plan to your basic health insurance in the event of an emergency, but they can also be purchased as a standalone health insurance plan. Many people buy additional health insurance on top of their employer-provided health insurance because a basic health insurance plan does not always meet their medical care needs and is insufficient.
ICICI Lombard super top-up health insurance plans provide a variety of sum insured as well as flexible deductibles. Furthermore, ICICI Lombard super top-up plans provide numerous discounts and effective medical care through a vast network of over 6700+ cashless network hospitals with a claim service guarantee.
Key Benefits of ICICI Lombard Super Top-Up Plan
Icici Lombard Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:
- Tax Benefits
Icici Lombard Super Top-Up Plan is eligible under the Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions. - Reset Benefit
For deductibles of INR 3 lakh and above, Icici Lombard Super Top-Up health insurance provides a reset benefit. When the sum insured is insufficient, the Reset Benefit kicks in, and this benefit can only be used once per policy year. - Wellness Program
Icici Lombard Super Top Up plan provides a wellness programme to ensure that its customers take care of their health and live healthy lifestyles. This feature of the Icici Lombard Super Top Up Plan is intended to provide health rewards and wellness benefits. - Additional Benefits
Icici Lombard Super Top-Up Plan provides multiple additional benefits in addition to the base benefits. Individuals can enhance their base coverage along with add-ons provided at an additional premium. The various add-ons include hospital cash benefits, personal accident cover, Critical Illness Cover and more. - Family Floater Benefit
As the name suggests, the ICICI Lombard Super Top-Up Plan covers your entire family under a single plan. You can cover 2 adults and 3 children in a single policy. Policyholders can cover spouses, dependent children, brothers, sisters, dependent parents, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.
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