Royal Sundaram Health Insurance
This unique plan offers coverage for surrogacy in India. It covers all ...Read More
A quick read on what this Royal Sundaram Health Insurance plan covers and why it might be a fit for you.
The Surrogacy (Regulation) Act, 2021 by the Government of India mandates that any couple seeking a surrogate mother must purchase a three-year health insurance policy for her.
This regulation was enacted to prohibit commercial surrogacy and the exploitation of surrogate mothers and children born through surrogacy. In response, Royal Sundaram Health Insurance has launched the Surrosafe health plan for surrogate mothers and oocyte donors (women who donate their eggs to another couple or woman needing assistance with fertility or assisted reproduction, like IVF).
We've listed the benefits, inclusions, and exclusions of the Surrosafe health insurance on this page. Read further to know more about this plan.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Read below the eligibility criteria, minimum and maximum age limit of the proposer and the insured, policy tenure, etc.:
For Surrogacy cover
For Oocyte Donor
Intending oocyte donors should be aged up to and not more than 45 years.
The surrogate insured's age should be between 25 - 35 years.
To know more details of the plan, read the brochure of Royal Sundaram Surrosafe Health Insurance
Conceiving a child naturally is challenging; now imagine the struggle of a surrogate mother. Fortunately, we have health insurance for surrogate mothers that provides health assistance with special delivery. Here's why you need Surrosafe health insurance for surrogate mothers:
| Why it's needed? | How can it help? |
|---|---|
| Prenatal care | Regular check-ups, doctor's consultations, ultrasounds, medical screenings, and more are the healthcare needs of a surrogate mother. |
| Essential medical expenses | Hospitalization costs, postpartum care, delivery, pre and post-natal care, pregnancy, and childbirth all need to be covered. |
| Pregnancy complications | In the event of a complicated pregnancy or emergency, the insurer will cover the costs of medication, treatment, and interventions. |
| Legal assistance with surrogacy | The Government of India has made it compulsory to buy health insurance for surrogates. Surrosafe offers adequate medical support during the surrogacy period. |
| Financial protection for the parent-to-be | Intended parents can maintain hope without worrying about skyrocketing medical bills and the burden of managing everything on their own. |
| Secures peace of mind | The surrogate mother and intended parents can enjoy their journey without worrying about financial or medical complexities. |
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
The 5 most-asked questions about Royal Sundaram Surrosafe Plan, answered.
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