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Royal Sundaram Health Policy Maternity Insurance
Comprehensive health plans like Royal Sundaram Family Plus and Royal Sundaram Lifeline Insurance Elite cover maternity expenses, beneficial for couples planning to extend their family.
The Royal Sundaram health policy maternity insurance plans offer benefits related to childbirth (normal and C-section), pregnancy care, newborn baby healthcare expenses, and more. Additionally, you can avail of basic healthcare facilities with such health insurance plans like pre and post-hospitalization, daycare procedures, in-patient treatment costs, and much more.
Before planning your baby, having maternity insurance from Royal Sundaram Health Insurance ensures your medical needs are catered to in an emergency. This page provides information related to your Royal Sundaram maternity health insurance policy, eligibility criteria, benefits, buying and claiming procedures, and more. Read further to know more.
Why do you need Royal Sundaram maternity insurance?
Having maternity health insurance at Royal Sundaram can be helpful for individuals planning to extend their family in two or three years. Below are the benefits of RS maternity health insurance plan specifications:
- It covers the pre and post-natal care
- Covers medical expenses and delivery charges
- You can avail of pre and post-hospitalization covers
- Most importantly, it saves you from the inflating childbirth and newborn baby care expenses
Royal Sundaram health plans with maternity cover
| Maternity Plans | Eligibility Criteria (Age) | Sum Insured | Maternity Waiting Period | Highlights |
| Royal Sundaram Family Plus | 18 years | INR 2 - 50 Lakhs | 24 months | Delivery expenses cover Nutritional allowance post-discharge Newborn baby cover Cover up to 50,000 per delivery |
| Royal Sundaram Lifeline Insurance - Elite | 18 years | INR 25 Lakhs - 1.5 Crore | 36 months | Covers IVF treatment up to 2.5 Lakhs (after 48-month waiting period) Newborn baby with maternity expenses cover |
Inclusions of Royal Sundaram maternity insurance
Delivery expenses (normal & C-section)
Newborn baby cover
Nutritional allowance post-discharge
Miscarriage treatment due to an accident
Medically necessary/lawful pregnancy termination
4 years of waiting period for IVF treatment cover
Exclusions of Royal Sundaram maternity insurance
Change of gender treatments
Alcoholism/drug abuse
Breach of law
Excluded providers
Cosmetic/plastic surgery
Unproven treatments
Sterilization and reverse sterilization
How to buy Royal Sundaram maternity health plans from PolicyX?
Follow the steps below to buy a maternity cover Royal Sundaram health policy:
- Browse through the official website of PolicyX.com
- Click on the 'Buy Now' tab in the top right corner
- Select 'Health Insurance'
- Choose a health plan that suits your needs
- After selecting the plan, fill out the form details
- Make your payment through credit card/debit card/net banking
If you need further help or details about the plans, reach out to us at 1800 4200 269.
How can I claim my Royal Sundaram health policy maternity cover?
Cashless claim settlement process
- Claim intimation to the insurer
- Document verification
- Settlement of maternity insurance claim
Reimbursement claim settlement process
- Receive treatment at a non-network hospital
- Claim intimation
- Document submission
- Processing of reimbursement & approval
- Reimbursement of claim to the insured’s account
