Royal Sundaram Health Insurance
Royal Sundaram Advanced is a top-up plan that provides you with health ...Read More
A quick read on what this Royal Sundaram Health Insurance plan covers and why it might be a fit for you.
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Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you keep your savings intact in times of distress. But how does this top-up plan help you?
When you need extensive cover for medical care and the base sum insured gets exhausted, the role of top-up plans comes into play. It not only allows you to claim as many times as you need to receive healthcare facilities such as ambulance services, OPD care, daycare procedures, in-patient, pre & post-hospitalizations, etc., but also ensures you receive the right care at home, if needed.
Additionally, there are more benefits attached to this top-up policy. This article explains everything that you need to know about the Royal Sundaram Advanced top-up plan.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
There’s a benefit of reducing the waiting period for pre-existing diseases from 36 months to 24 months with this plan.
This health top-up plan provides up to 10% of additional SI if the base SI is exhausted, helping you get continued health benefits in case of life-threatening diseases.
You need not undergo any multi-step medical check-up before buying this top-up policy. Just a few questions on a call with a medical expert/doctor and it’s done.
For a 2-year policy, you’ll get a 6% discount, and if you have a policy for 3 years, it’ll give you a 9% discount over payable premiums.
Royal Sundaram Advanced top-up plan gives tax benefits on the paid premiums under Section 80D of the Income Tax Act of India.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
Royal Sundaram Advanced top-up policy is one of the most affordable and comprehensive health insurance top-up plans that adds extensive medical care benefits to your base health policy.
Want to know about the buying process of this top-up policy? Reach out to us on 1800 4200 269 and talk to our health insurance experts for quick resolution of your questions.
The 6 most-asked questions about Royal Sundaram Advanced Top-Up Plan, answered.
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