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Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!
SBI Hospital Daily Cash insurance policy takes care of the extra expenses related to hospitalization which are generally excluded from your basic health insurance policy. These expenses such as food, transportation, consumables, etc add up very quickly and feel like a burden to pay above your hospitalization costs.
The insured individual can only benefit from the SBI Hospital Daily Cash insurance policy if they keep the policy active (by paying regular premiums). Another catch here is! You don’t need to go through any pre-policy medical check-up to buy the SBI hospital daily cash insurance plan, given that you don’t have any medical history.
This is not yet done! Read on to learn more about the eligibility criteria, specifications and coverage benefits, exclusions, and so on of this policy.
| PLAN DETAILS |
Sbi Hospital Daily Cash Insurance Policy |
Sbi Critical Illness Insurance Policy |
| Product Type | Individual | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | - |
| Hospital_network (Number of Hospital Network in city) |
6000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | - |
| Plan Entry Age | 18 to 65 Years | 18 years to 65 years |
| Plan Premium Entry Age and S/A | 335 | 357 |
| Plan Waiting Period | 30 | 90 |
| Plan Coverage | - | Individual/Family floater |
| Plan Sample Premium | 335 | 357 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 30/60 Days | 1/2/3 years |
| ICU Charges | - | - |
| Covid-19 Treatment | - | - |
| Cataract | - | - |
| Automatic Restoration | - | - |
| Ayush Treatment | - | - |
| Modern Treatment | - | - |
| E Consultation | - | - |
| Air Ambulance | - | - |
| Global Coverage | - | - |
| Claim Ratio | - | - |
| Solvency Ratio | 2.03 | 2.03 |
|
SBI CRITICAL ILLNESS POLICY | Best Critical Illness Plans 2026 | SBI Health Insurance |
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