Sbi Hospital Daily Cash Insurance Policy vs Sbi General Arogya Sanjeevani Plan Health Insurance Plan 2026 | PolicyX

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Manage Additional Expenses With Hospital Daily Cash Insurance of SBI! 

SBI Hospital Daily Cash insurance policy takes care of the extra expenses related to hospitalization which are generally excluded from your basic health insurance policy. These expenses such as food, transportation, consumables, etc add up very quickly and feel like a burden to pay above your hospitalization costs. 

The insured individual can only benefit from the SBI Hospital Daily Cash insurance policy if they keep the policy active (by paying regular premiums). Another catch here is! You don’t need to go through any pre-policy medical check-up to buy the SBI hospital daily cash insurance plan, given that you don’t have any medical history. 

This is not yet done! Read on to learn more about the eligibility criteria, specifications and coverage benefits, exclusions, and so on of this policy.

 

PLAN DETAILS

Sbi Hospital Daily Cash Insurance Policy

Sbi General Arogya Sanjeevani Plan

Product Type Individual Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Daily cash benefit
  • Convalescence expenses
  • No medical check-up required
  • Affordable Health Plan
  • Eligibility Criteria
  • Inclusions and Exclusions
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
6000 6000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Covered
Plan Entry Age 18 to 65 Years 18 years to 65 Years
Plan Premium Entry Age and S/A 335 4004
Plan Waiting Period 30 30
Plan Coverage - Individual/Family Floater
Plan Sample Premium 335 4004
Plan Brochure Brochure URL Brochure URL
Policy Term 30/60 Days 1 year
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Not Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio - -
Solvency Ratio 2.03 2.03
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