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Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs.
There could be several instances that lead to hospitalisation, which can be financially burdensome. Owning health insurance can provide the comfort of financial security. It's advisable to buy health insurance at a younger age or by your 30s. The Niva Bupa GoActive health plan offers an early age AdvantAGE, ensuring lower premiums on every renewal with exciting renewal discounts.
The Niva Bupa GoActiveTM plan is comprehensively designed for individual or family floater needs. It covers hospitalisation expenses, alternative treatment benefits, home health care, and more. Additional benefits include a behavioural assistance program and personal health check-ups. The family floater variant provides complete coverage for your family members.
| PLAN DETAILS |
Max Bupa Go Activa Plan |
Sbi Critical Illness Insurance Policy |
| Product Type | Individual and Family Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
10000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | - |
| Plan Entry Age | 91 days to 65 years | 18 years to 65 years |
| Plan Premium Entry Age and S/A | 13352 | 357 |
| Plan Waiting Period | 30 days | 90 |
| Plan Coverage | - | Individual/Family floater |
| Plan Sample Premium | 13352 | 357 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1/2/3 years |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Covered | - |
| Ayush Treatment | Not Covered | - |
| Modern Treatment | Covered | - |
| E Consultation | Covered | - |
| Air Ambulance | Not Covered | - |
| Global Coverage | Covered | - |
| Claim Ratio | 98 | - |
| Solvency Ratio | 3.03 | 2.03 |
|
SBI CRITICAL ILLNESS POLICY | Best Critical Illness Plans 2026 | SBI Health Insurance |
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