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Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs.
There could be several instances that lead to hospitalisation, which can be financially burdensome. Owning health insurance can provide the comfort of financial security. It's advisable to buy health insurance at a younger age or by your 30s. The Niva Bupa GoActive health plan offers an early age AdvantAGE, ensuring lower premiums on every renewal with exciting renewal discounts.
The Niva Bupa GoActiveTM plan is comprehensively designed for individual or family floater needs. It covers hospitalisation expenses, alternative treatment benefits, home health care, and more. Additional benefits include a behavioural assistance program and personal health check-ups. The family floater variant provides complete coverage for your family members.
| PLAN DETAILS |
Max Bupa Go Activa Plan |
Sbi Group Plan |
| Product Type | Individual and Family Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | 91 days to 65 years | 18 to 65 years |
| Plan Premium Entry Age and S/A | 13352 | NA |
| Plan Waiting Period | 30 days | 30 |
| Plan Coverage | - | Individual/Family Floater |
| Plan Sample Premium | 13352 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | N/A |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 98 | - |
| Solvency Ratio | 3.03 | 2.03 |
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