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Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers a medical emergency arising due to an accident. The members who are earning in a family can purchase this policy on an annual cover basis.;
Additionally, you get the freedom to select your monthly income benefit ranging from INR 10,000 to 35,000 for a period of 5 to 20 years that will cover the monthly expenditure of your family. This benefit can be availed in the condition of the insured's death or permanent total disability or paralysis and dismemberment. The sum insured options must be chosen while buying the policy, the limit of which (sum assured) can be enhanced at the time of renewal.
Read further for more details related to the Tata AIG Secured Future plan's eligibility criteria, benefits, coverage specifications, and exclusions
| PLAN DETAILS |
Tata Aig Secured Future Plan |
Sbi Group Plan |
| Product Type | Accident Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
11000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
| Plan Entry Age | 18 to 70 Years | 18 to 65 years |
| Plan Premium Entry Age and S/A | 1700 | NA |
| Plan Waiting Period | N/A | 30 |
| Plan Coverage | - | Individual/Family Floater |
| Plan Sample Premium | N/A | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | N/A |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | - | - |
| Solvency Ratio | 1.81 | 2.03 |
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