Niva Bupa Super Saver Policy

Benefits of Niva Bupa Super Saver Insurance Policy

Niva Bupa Super Saver plan provides ultimate coverage. The major benefits of this health plan are mentioned below:

• In-House Claim Settlement

  With Niva Bupa's health insurance policy, you can be assured of a hassle-free cashless claim settlement as the insurer has an in-house claim settlement cell.

• Health Check-Ups

  You or your insured family members (with family floater plans) can receive health check-up benefits to be aware of any health discrepancies.

• Multi-Year Discounts

  If the policyholder chooses an option for multi-year premium payments, there will be a rewarding discount on payable premiums. For example, for a 2nd-year payment, avail a discount of 7.5%, and for a 3rd-year payment, avail a discount of 15%.

• Lifelong Renewability

  You can renew your policy as long as you're alive, with no additional/loading charges according to your claim history.

• Tax Benefits

  You can avail of a tax exemption benefit with this plan under Section 80D of the Income Tax Act, 1961.

Claim Process of Niva Bupa Super Saver Policy

Follow these steps to claim your Super Saver health insurance policy:

• Step 1: Inform the insurer at least 72 hours before planned hospitalisation. For emergencies, inform within 24 hours of hospitalisation.
• Step 2: Visit the official website of Niva Bupa Health Insurance and click on 'Claim'.
• Step 3: You will be redirected to a pre-authorisation form page. Raise a claim against your Niva Bupa Super Saver policy by filling in all required personal details like policy number, date of birth, phone number, etc.
• Step 4: Your pre-authorisation form will be verified by the insurer, and they will settle all medical bills incurred due to hospitalisation/treatment directly with the hospital (for cashless settlement). If treated at a non-network hospital, pay all medical expenses from your account.
• Step 5: Submit proof of hospitalisation like medical bills, diagnostic test reports, policy documents, KYC documents, and others as requested by your insurer. If the claim aligns with the terms and conditions of your policy documents, all hospitalisation expenses will be reimbursed.

Final Thoughts

The Niva Bupa Super Saver health policy covers all kinds of basic hospitalisation benefits, daycare procedures, modern treatments, health check-ups, domiciliary benefits, and more. The combination of the Niva Bupa Health Pulse and Niva Bupa Health Recharge makes the Niva Bupa Super Saver policy. It gives you the freedom to choose additional coverage benefits that come as an add-on or optional cover to enhance the medical coverage range.

For further queries related to the Super Saver policy, reach out to our health insurance experts at PolicyX.com. You can also contact us at 1800 4200 269 or email helpdesk@policyx.com.