Niva Bupa Super Saver - Family Health Insurance Plan
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Niva Bupa Health Insurance Niva Bupa Health Insurance ★ 4.4

Niva Bupa Super Saver Policy

A combo health insurance plan designed to offer advanced health covera ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
320+
Pan India presence
98%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,740 reviews
🏥 10,000+ hospitals
📊 3.03 solvency ratio
✅ 98% claim settlement

A combo health insurance plan designed to offer advanced health coverage at an affordable premium. Get hassle-free cashless claims in just 30 minutes.

Why Do We Recommend This?
  • Get annual health check-ups, available from the second policy year.
  • The major categories of critical illnesses are covered.
  • Refill the value of your base sum insured by 150%.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Minimum- 18 Years, Maximum- 65 Years
Plan type
Individual and Family Health Insurance
Waiting period
30 Days
Renewability
Lifelong
Policy term
1/2/3 Year/s

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Annual health check-up included
  • Pharmacy and diagnostic services included
  • Domiciliary treatment covered

Cons

  • Investigation and evaluation not included
  • Any conflict or disaster not included
  • Maternity expenses are excluded

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Applicable
  • Compassionate travel Covered
  • Global coverage Not covered

Niva Bupa Health Insurance Network Hospital List

Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min. Entry Age: 18 Years
  • Max. Entry Age: 65 Years
  • SI: - 10.5 L - 1 Cr
  • Initial Waiting Period: - 30 Days

Frequently Asked Questions

The 5 most-asked questions about Niva Bupa Super Saver Policy, answered.

Yes, the treatment costs related to COVID-19 are covered under this policy.
You can buy the Niva Bupa Super Saver health policy for a policy tenure of 1, 2, or 3 year/s
Yes, you can opt for an optional cover that includes personal accident, critical illness, room rent hospital cash enhancement, and so on. Check above the detailed optional covers available with this plan.
Yes, the plan covers daycare procedures like ENT, and dental, along with other conditions.
The Niva Bupa Super Saver health policy covers modern treatments like oral chemotherapy, robotic surgeries, intravitreal injections, deep brain stimulation, etc.

Explore Niva Bupa Health Insurance

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 1 Jun 2026 · Originally published: 27 Sep 2024

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