Niva Bupa Health Insurance For Maternity

Niva Bupa Maternity Insurance is designed to provide comprehensive coverage for expecting mothers and their newborns. The inclusive maternity plans offered by Niva Bupa cover both normal and cesarean deliveries along with post-delivery complications. As maternity costs are increasing, it has become essential to buy insurance for new mothers and newborns.

Key Features Of Niva Bupa Maternity Insurance

• Cashless Hospitalization
  Niva Bupa has a vast network of hospitals where policyholders can avail of cashless deliveries, whether normal or C-section.
• Waiting Period
  Niva Bupa Maternity Plans come with a waiting period of 1 to 3 years. Therefore, it is advised to buy a maternity plan as early as you plan a child.
• No-Claim Bonus
  For every claim-free year, you can get a no-claim bonus added to your sum assured.
• Prompt Claim Settlement
  Niva Bupa settles its maternity insurance claims promptly to help new mothers have seamless deliveries.

Benefits Of Niva Bupa Maternity Plan

Niva Bupa maternity insurance plans come with the following benefits:

• Maternity Expenses Coverage
  The policy covers various expenses related to maternity, including prenatal care, hospitalization, delivery charges, and postnatal care.
• Newborn Baby Coverage
  The insurance policy also provides coverage for medical expenses incurred by the newborn baby during the specified period.
• Pre and Postnatal Consultations
  Niva Bupa Health Insurance for Maternity covers the expenses of pre and postnatal consultations, ensuring regular check-ups for the mother's well-being.
• Diagnostic Tests
  The policy includes coverage for necessary diagnostic tests during pregnancy, such as ultrasounds and blood tests.
• Ambulance Services
  It provides coverage for emergency ambulance services, ensuring safe transportation in case of any complications.
• Room Rent Allowance
  The maternity plans offer room rent allowances, enabling the expectant mother to choose comfortable accommodation during her hospital stay.
• No-Claim Bonus
  Niva Bupa rewards policyholders with a no-claim bonus for every claim-free year, which can be used to avail of additional benefits or reduce future premium payments.

Who Can Buy Niva Bupa Maternity Insurance?

Confused if you should buy Niva Bupa maternity insurance? Read on to find out.

• Couples planning for a child
  If you are planning to start a new family with your partner, Niva Bupa maternity insurance can help cover the costs associated with prenatal care, childbirth, and postnatal care.
• Expectant mothers
  If you are already pregnant and do not have any existing health insurance that covers maternity expenses, it can help ensure that your medical costs during pregnancy and childbirth are covered.
• Person with limited maternity coverage
  Some health insurance plans may offer limited coverage for maternity-related expenses. In such cases, purchasing additional maternity health insurance can provide more comprehensive coverage for prenatal care, delivery, and postnatal care.
• Self-employed Person
  It helps cover the expenses related to prenatal care, delivery, and postnatal care, providing financial protection during this important period and hence providing peace of mind.
• High-risk Pregnancies
  If you have a risky pregnancy due to any factors, Niva Bupa pregnancy cover can help cover the additional medical expenses and specialized care required during pregnancy, delivery, and postnatal care.

Niva Bupa Pregnancy Cover Inclusions

• Pre and postnatal consultations and diagnostics.
• Hospitalization expenses for delivery, including C-section.
• Ambulance services for emergencies related to maternity.
• Room rent allowance during a hospital stay.
• Newborn baby coverage for medical expenses.
• Coverage for postnatal complications (if included in the plan).

Niva Bupa Maternity Plans Exclusions

• Expenses related to infertility treatments or assisted reproductive technologies.
• Maternity expenses incurred during the waiting period.
• Expenses related to voluntary termination of pregnancy.
• Congenital diseases or abnormalities of the newborn baby.
• Any pre-existing conditions of the mother or baby.