IFFCO Tokio MOS-Bite Protector Policy: Benefits, Premium, Coverage, Renewal Online
IFFCO Tokio Health Insurance IFFCO Tokio Health Insurance ★ 4.4

IFFCO TOKIO MOS-Bite Protector Policy

It is a benefit health plan offering wide coverage against vector-born ...Read More

Up to 1 Crore
Sum insured
1
No. of plans
63+
Pan India presence
95.82%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,689 reviews
🏥 8,000+ hospitals
📊 1.85 solvency ratio
95.82% claim settlement

It is a benefit health plan offering wide coverage against vector-borne diseases. The plan offers a lump sum benefit if you are diagnosed the listed vector-borne diseases.

Why Do We Recommend This?
  • Dengue fever Coverage
  • Malaria Cover
  • Kala-azar Cover

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹15 L, ₹25 L, ₹50 L, ₹1 L
Waiting period
30 days
Renewability
Lifetime
Policy term
1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Lumpsum SI up to 1 Lakh
  • Dengue Cover
  • Malaria Cover

Cons

  • Adventure Sports injury
  • illegal activities
  • self-inflicted injuries

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Not covered
  • ICU charges Not covered
  • Pre-hospitalization Not covered
  • Post-hospitalization Not covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Not covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Not covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

IFFCO Tokio Health Insurance

IFFCO Tokio Health Insurance

This video explains IFFCO Tokio Health Insurance in detail.

IFFCO Tokio Health Insurance Network Hospital List

IFFCO Tokio Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, IFFCO Tokio Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: - 18 Years
  • Max entry age: - 65 Years
  • Sum Insured: - Up to 1 L
  • Initial Waiting Period: - 30 Days

Conclusion

Affordable fixed-benefit policy useful for mosquito-borne disease protection but not a substitute fo

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Rated by 2,684 customers

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