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IFFCO Tokio Maternity Insurance
Maternity is probably the most important and overwhelming experience in the life of a woman and her family. It requires extra care and a whopping many thousands of rupees to deliver a baby. After all, the skyrocketing costs of healthcare expenses related to maternity care are a pain to our pockets.
IFFCO-Tokio health insurance for maternity helps you forget the pain and just enjoy the joys of parenthood. We’ve discussed other aspects of the maternity health policy of IFFCO-Tokio, read on to know more about it.
Does IFFCO Tokio cover maternity expenses?
IFFCO-Tokio health insurance companies usually don’t provide maternity coverage benefits with a base health plan. However, family floater plans or group health insurance plans cover maternity and newborn expenses.
It’s important to check with your insurer about the maternity cover before buying any policy.
Benefits of buying maternity health insurance
| Benefits | Specifications |
| Pre & post-hospitaliztion | Any expenses on medical support before getting hospitalized or after getting discharged from the hospital will be covered by the insurer. |
| Newborn baby cover | Your newborn baby will get all the protection or initial care post-birth. |
| Ambulance services | In case of an emergency, you can avail of the ambulance services to reach the hospital. |
| Medically necessary termination | If there’s a need to terminate the pregnancy, the insurer will pay for the treatment for medically necessary abortion (including a complication due to an accident). |
| Cashless delivery facility | You can receive cashless treatment at any of the network hospitals of IFFCO-Tokio. |
Exclusions of IFFCO Tokio maternity health insurance
Unlawful activity or actions of criminal intent
Cosmetic/plastic surgery
Alcoholism or intoxicating drug abuse or treatment arising thereof
Infertility or sterility treatment
Pre-existing conditions or an illness, etc
How can I claim my maternity coverage health insurance?
You can claim your health insurance maternity coverage on the official website of the insurer. You can avail of a cashless treatment facility or a reimbursement claim facility depending upon your terms and conditions.
If you have any queries related to IFFCO-Tokio maternity health insurance, contact us at 1800 4200 269.
