Key Benefits of Digit Health Insurance With Maternity Coverage
Before purchasing or investing in Digit maternity coverage health insurance plan/s, you must know the coverage benefits of the same. The specifications are given in the table below:
Financial security
Be worry-free of the inflating expenses of giving birth to a child, and enjoy your parenthood with minimal financial investment to yield long-term financial security. Save your money on raising your child, the rest will be covered by the insurance.Maternity hospitalization cover
The maternity plans of Digit health insurance cover hospitalisation related to maternity, newborn care, delivery expenses, and vaccination charges.Long-term benefits
You can get an additional bonus with coverage benefits required for the maternity care of the second child in future.Medically necessary termination
If it’s necessarily required to abort/terminate the pregnancy, Digit Health maternity cover will lawfully pay for the expenses for it.Tax benefits
Avail of the tax benefits under Section 80D of the Income Tax Act, 1961.
Inclusions of Maternity Cover in Digit Health Insurance
The scope of coverage for maternity and other related expenses under Digit maternity cover health insurance are as follows:
Delivery expenses, normal and caesarian
Medically necessary lawful termination of pregnancy
Any complications during the phase of pregnancy and occurring due to childbirth
Infertility/ fertility (specified type of treatments) treatments are covered
Newborn child treatment expenses, vaccination charges up to the specified time of 90 days from delivery date
OPD treatment that does not require hospitalisation
Miscarriage resulted from an accident
Pre and post-hospitalisation related to pregnancy
Exclusions of Digit Maternity Cover Health Insurance
Read below the standard exclusions/what’s not covered in Digit health insurance with maternity coverage:
Self-inflicted injury
Alcohol or drug abuse
Pre-natal and post-natal expenses (unless the plan has specified coverage for it)
Pre-existing conditions without serving a waiting period
Risky or life-threatening adventure or sports-related injury/acciden
Pregnancy conditions that involve unlawful termination
Artificial life maintenance expenses
Harvesting and storage of the stem cells incurred due to a measure of prevention
Non-allopathic treatment expenses
Others, as specified in the terms and conditions of your policy document.
Note: All the inclusions and exclusions related to the Digit health insurance maternity coverage are just a common reflection of the maternity insurance plans. However, these may vary from one plan to the other, depending on which plan have you opted for.
In A Nutshell
Securing your motherhood/parenthood has become the foremost important thing in today’s world. There is no way one can get the financial and medical freedom from the expenses related to it. However, the health insurance policy that come with maternity coverage and specialized benefits for pregnancy-related conditions can manage it all. Digit health insurance for maternity cover is the best choice for you if you’re planning a baby shortly or within 2 or 3 years.
So, what’s the wait for? To get a quick query about Digit health insurance plans for maternity, give us a call at 1800 4200 269 and get a free consultation with the maternity insurance experts of PolicyX.
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