Digit Health Insurance Plan for Maternity
Digit Health Insurance Digit Health Insurance ★ 4.4

Digit Maternity Health Insurance

Digit health insurance with maternity cover acts as an additional safety net and an add-on that ensures your parenthood transition is smooth and worry ...Read More

99%
Claim settlement
1 Crore
Max sum insured
3
Active plans
10+
Pan India presence
🛡️ IRDAI Approved
4.4/5 · 2,697 reviews
🏥 9,000+ hospitals
📊 3.85x solvency ratio
99% claim settlement

Secure Your Parenthood: Digit Health Insurance With Maternity Cover

Digit health insurance with maternity cover acts as an additional safety net and an add-on that ensures your parenthood transition is smooth and worry-free. From hospitalisation to the newborn cover, vaccination charges, and medically required surgeries related to maternity are covered as well. Digit health insurance for maternity provides you a lifelong renewability and long-term benefits, allowing you to plan your second baby without stressing out about the financial constraints.

This article discusses the benefits, features, eligibility criteria, inclusions and exclusions, and more about the maternity cover of Digit health insurance. Read further to know more.

Features Related to Digit Health Insurance For Maternity

Before you scroll down, here are the standing-out features of the Digit health insurance with coverage of maternity that you should know in advance:

  • The minimum coverage of the sum insured starts from INR 2 Lakhs
  • Maternity cover is available on an individual and family floater basis
  • Lifelong renewability benefit
  • Hospital cash benefit is available
  • For each claim-free year, you get a cumulative bonus to get maximum benefit in the next policy year
  • The refill benefit of the sum insured keeps your healthcare safety intact
  • Avail a second medical opinion for critical illness, etc

Digit Health Insurance Plans With Maternity Coverage

Here are a few plans of Digit health insurance that cover maternity expenses:

  • Digit Health Insurance Policy
  • Digit Health Plus Policy
  • Digit Supreme Care Policy
  • Digit Health Care Plus Policy

Eligibility Criteria For Buying Digit Health Insurance With Maternity Cover

Read below the eligibility criteria, the amount of offered sum insured, and the specified waiting period for buying Digit maternity coverage health insurance plans:

 

Entry Age

Min.: 18 years

 

Entry Age

Max: No age limit

 

Delivery expenses limit

INR 10,000 - 5 Lakhs

 

Waiting Periods

9 months - 4 years

 

Policy tenure

1/2/3 years

Note: Generally, the maximum age limit for maternity coverage benefits under the health insurance policy is 45 years. However, this may vary from plan to plan. You should check the exact figures of the sum insured and entry age limit in your policy prospectus.

Make Health Your Top Priority Banner

Complete Health Suraksha Banner

Key Benefits of Digit Health Insurance With Maternity Coverage

Before purchasing or investing in Digit maternity coverage health insurance plan/s, you must know the coverage benefits of the same. The specifications are given in the table below:

  • Financial security

    Be worry-free of the inflating expenses of giving birth to a child, and enjoy your parenthood with minimal financial investment to yield long-term financial security. Save your money on raising your child, the rest will be covered by the insurance.
  • Maternity hospitalization cover

    The maternity plans of Digit health insurance cover hospitalisation related to maternity, newborn care, delivery expenses, and vaccination charges.
  • Long-term benefits

    You can get an additional bonus with coverage benefits required for the maternity care of the second child in future.
  • Medically necessary termination

    If it’s necessarily required to abort/terminate the pregnancy, Digit Health maternity cover will lawfully pay for the expenses for it.
  • Tax benefits

    Avail of the tax benefits under Section 80D of the Income Tax Act, 1961.

Inclusions of Maternity Cover in Digit Health Insurance

The scope of coverage for maternity and other related expenses under Digit maternity cover health insurance are as follows:

 

Delivery expenses, normal and caesarian

 

Medically necessary lawful termination of pregnancy

 

Any complications during the phase of pregnancy and occurring due to childbirth

 

Infertility/ fertility (specified type of treatments) treatments are covered

 

Newborn child treatment expenses, vaccination charges up to the specified time of 90 days from delivery date

 

OPD treatment that does not require hospitalisation

 

Miscarriage resulted from an accident

 

Pre and post-hospitalisation related to pregnancy

Exclusions of Digit Maternity Cover Health Insurance

Read below the standard exclusions/what’s not covered in Digit health insurance with maternity coverage:

Self-inflicted injury

Alcohol or drug abuse

Pre-natal and post-natal expenses (unless the plan has specified coverage for it)

Pre-existing conditions without serving a waiting period

Risky or life-threatening adventure or sports-related injury/acciden

Pregnancy conditions that involve unlawful termination

Artificial life maintenance expenses

Harvesting and storage of the stem cells incurred due to a measure of prevention

Non-allopathic treatment expenses

Others, as specified in the terms and conditions of your policy document.

Note: All the inclusions and exclusions related to the Digit health insurance maternity coverage are just a common reflection of the maternity insurance plans. However, these may vary from one plan to the other, depending on which plan have you opted for.

In A Nutshell

Securing your motherhood/parenthood has become the foremost important thing in today’s world. There is no way one can get the financial and medical freedom from the expenses related to it. However, the health insurance policy that come with maternity coverage and specialized benefits for pregnancy-related conditions can manage it all. Digit health insurance for maternity cover is the best choice for you if you’re planning a baby shortly or within 2 or 3 years.

So, what’s the wait for? To get a quick query about Digit health insurance plans for maternity, give us a call at 1800 4200 269 and get a free consultation with the maternity insurance experts of PolicyX.

Video reviews

Walkthroughs from the PolicyX team on Digit Maternity Health Insurance.

Go Digit Health Insurance

Go Digit Health Insurance

Explore Digit Health Insurance plans

Health plans offered by Digit Health Insurance — click any plan to see full details.

Accident Health Insurance Digit Personal Accident Plan

Digit Personal Accident Plan

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover
View plan
Individual and Family Health Insurance Digit Health Care Plus Policy

Digit Health Care Plus Policy

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover
View plan
Individual and Family Health Insurance Digit Arogya Sanjeevani Plan

Digit Arogya Sanjeevani Plan

  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores
View plan

9,000+ cashless hospitals

Find a Digit Health Insurance network hospital near you — no out-of-pocket payment at admission.

Explore Digit Health Insurance

Other guides and support pages for Digit Health Insurance.

Frequently Asked Questions

The 3 most-asked questions about Digit Maternity Health Insurance, answered.

Yes, maternity expenses are covered by some of the Digit health insurance plans like, Digit Health Care Plus, Digit Health Plus, Digit Supreme Care, etc.
The waiting period may vary from one plan to the other. However, the general waiting period ranges from 1 to 4 year/s.
No. Buying health insurance with maternity cover after conceiving a pregnancy is not allowed with a Digit maternity cover insurance policy.

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,684 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free