Buy Digit Personal Accident Insurance Online In India
Digit Health Insurance Digit Health Insurance ★ 4.4

Digit Personal Accident Plan

An accidental health insurance policy that will protect you as well as ...Read More

Up to 1 Crore
Sum insured
1
No. of plans
10+
Pan India presence
99%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,697 reviews
🏥 9,000+ hospitals
📊 3.85 solvency ratio
99% claim settlement

An accidental health insurance policy that will protect you as well as your family members. You will get a fixed benefit in the case of any unfortunate accident.

Why do we recommend this?
  • Fixed benefits
  • Get a wide range of coverage
  • Cumulative bonus

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 Years
Plan type
Accident Health Insurance
Waiting period
30 days
Renewability
Annual
Policy term
1 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Accidental death
  • Total or partial disability
  • Loss of income cover

Cons

  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Not covered
  • Post-hospitalization Not covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Not covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Applicable
  • Compassionate travel Covered
  • Global coverage Covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Minimum-: 18 years
  • Plan type- Individual
  • Initial waiting period-: 30 days

Frequently Asked Questions

The 4 most-asked questions about Digit Personal Accident Plan, answered.

Basic health insurance may sometimes not cover you for accidental uncertainty. On the other hand, personalized accident insurance covers specific conditions and provides you with financial help in times of need.
Yes, it pays out the specified sum insured amount to the nominee of the policy.
To buy a Digit personal accident insurance plan, the proposer should be 18 years and above.
You can cover your family including parents (upto 70 years), spouse, or children as dependents under the policy.

Conclusion

Feature-rich group accident plan with medical and financial protection benefits

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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Rated by 57 customers

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