Liberty Secure Health Connect Policy: Benefits, Eligibility and Coverage
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Liberty Secure Health Connect

The plan is an individual and family floater plan wherein you can cove ...Read More

Up to 30 Lakh
Sum insured
1
No. of plans
110+
Pan India presence
97.64%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,691 reviews
🏥 6,000+ hospitals
📊 1.75 solvency ratio
✅ 97.64% claim settlement

The plan is an individual and family floater plan wherein you can cover yourself, your spouse, and a maximum of 3 children under a single sum insured. Secure Health Connect policy offers comprehensive coverage, and other additional features for further customization of the plan as per requirement.

Why do we recommend this?
  • Stay Fit Perks
  • Tax Benefits
  • Reload of Sum Insured

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Minimum: Child: 91 Days to 25 Years, Adult: 18 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹2 L, ₹3 L, ₹4 L, ₹5 L, ₹7 L, ₹10 L, ₹15 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Cataract
  • Covid-19 treatment
  • ICU charges

Cons

  • Illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Liberty Health Insurance

Liberty Health Insurance

This video talks about Liberty Health Insurance in detail. It talks about the Solvency Ratio, and Claim Support Ratio which helps an individual to analyze the Claim settling ability of the Insurer.

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Frequently Asked Questions

The 5 most-asked questions about Liberty Secure Health Connect, answered.

The several waiting period terms under Liberty Secure Health Connect Plan are as follows: Initial Waiting Period - 30 Days Specific waiting period - 24 months Pre-existing conditions - 48 months
The plan is available on an individual and family floater basis wherein the entry age for children is 91 days to 25 years and the entry age for adults is 18 years to 65 years.
Customers do not require to undergo any pre-policy health check-up. However, individuals who are above 55 years of age and want to invest in Liberty secure health connect have to undergo a pre-policy check-up.
The relationships covered under the family floater variant are as follows: Self Spouse Children Parents Parents-in-law Siblings Son-In-Law Doughter_in_law Grand Children Grand Parent
Liberty Secure Health Connect offers a 10% additional discount on adding more than 2 family members under a single policy.

Conclusion

A feature-rich health insurance plan with flexible sum insured options, recharge benefits, wellness

Explore Liberty General Insurance

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 6 Nov 2024

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