Introduction to HDFC ERGO Free Health Check-up

Good health is not a product that one can buy, but is earned with healthy practices throughout a lifetime. Our lifestyle practices directly impact our health positively or negatively.

How does one know if they are healthy? The simplest way is through a medical examination. A full-body or profile medical check-up includes regular diagnosis of blood pressure, blood sugar levels, urine, metabolism, thyroid, vitamins, hormonal changes, and more. However, these tests can be expensive. In such cases, health insurance policies that provide coverage for preventive or annual health check-ups are beneficial.

Read this article to learn about the types of general health tests covered under HDFC ERGO free health check-up coverage, how to avail of the free health check-ups against your policy, and how you can benefit from it.

Why Do You Need HDFC ERGO Free Health Check-Up?

To stay aware of any upcoming illness or ailment, it is necessary to keep track of the internal changes in your body. The best way to do this is through a full-body medical examination.

Here are some additional benefits of getting a free health check-up under your HDFC ERGO health insurance policy:

• Detection of potential disease

  HDFC ERGO health insurance free health check-up promotes the recognition of any disease before it impacts you, minimizing the risk of severity.

• Helps stay healthy for a long time

  Regular health check-ups inspire you to maintain a healthy lifestyle, work out regularly, eat healthily, and reduce or quit unhealthy habits.

• Motivates to avoid stressing out

  Having a health insurance plan that offers preventive annual health check-up coverage at no additional cost saves you from stressing about future health complications.

• Saves more on diagnostics

  Full-body medical examinations can be costly. A health insurance policy with free annual health check-ups can cover you throughout the year.

List of Free Health Check-ups under HDFC ERGO Health Insurance

Free medical check-ups are subject to the annual health check-up coverage in your policy schedule. Here is a generic list of the free medical diagnostics under the HDFC ERGO health insurance policy:

• Urine Analysis
• Blood Pressure Test
• Blood Sugar Test
• Liver Function Test
• Lipid Profile
• Kidney Function Test
• Lung Function Test
• ECG Test
• Tests for Vitamin Deficiencies
• Pap smear (for women, recommended once a year)

How Can You Apply for HDFC ERGO Free Health Check-Up?

The policyholder is eligible for a full body check-up annually or as specified in the policy schedule. HDFC ERGO Health Insurance free health check-up is applicable with several of their popular health plans.

You can receive an annual free health check-up on a cashless settlement basis (in a network hospital) or on a reimbursement basis depending on the plan you choose.

Note: The criteria for annual health check-ups vary from policy to policy. If your base policy does not cover annual health check-ups, you will not be able to receive this facility.

To know more, visit the website of HDFC ERGO Health Insurance. You can also reach their customer care at 022 6234 6234/+91 0120-6740895 or email care@hdfcergo.com.

If you need further assistance, contact the customer care of PolicyX.com or directly reach our expert insurance advisors at PolicyX.com or call 1800-4200-269.