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HDFC ERGO Critical Illness Policy
HDFC ERGO Critical Illness is a plan designed to support individuals against major critical illnesses. It offers coverage against 15 critical illnesses and comes in two variants: Silver and Platinum. The plan provides a sum insured of up to 50 lakh INR, ensuring financial safety. Critical illnesses can severely impact financial stability due to high treatment costs. The HDFC ERGO Critical Illness Plan is an ideal partner during difficult times, offering lower premiums and extensive coverage for better financial planning.
This insurance policy covers expenses related to life-threatening critical illnesses and lifestyle diseases such as cancer, stroke, Parkinson's disease, paralysis, liver disorders, kidney failure, and other ailments.
Child Entry Age
Minimum: 5 Years
Adult Entry Age
Maximum: 65 Years
Plan Type
Individual
Policy Term
1/2 Years
Initial Waiting Period
90 Days*
Sum Insured
1 L | 5 L | 10 L | 15 L | 20 L | 25 L | 30 L | 35 L | 40 L | 45 L | 50 L
HDFC ERGO Critical Illness Plan Exclusions
Permanent Exclusions
Permanent diseases or health conditions not covered under the HDFC ERGO Critical Illness Plan include:
Hospitalization due to war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage and abortion
Congenital disease
Infertility and in vitro fertilization
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