Buy Galaxy Health Insurance Promise Plan Online in India
Galaxy Health Insurance Galaxy Health Insurance ★ 4.8

Galaxy Promise Health Plan

Galaxy Promise is a comprehensive health insurance plan designed to pr ...Read More

Up to 1 Crore
Sum insured
1
No. of plans
71+
Pan India presence
98.9%
Claim settlement ratio
🛡️ IRDAI Approved
4.8/5 · 59 reviews
🏥 3,216+ hospitals
📊 4.70 solvency ratio
98.9% claim settlement

Galaxy Promise is a comprehensive health insurance plan designed to provide affordable coverage for families, addressing the rising healthcare costs in India. Galaxy Promise offers various plans with different sum insured options, allowing you to choose the plan that best suits your needs and budget.

Why do we recommend this?
  • Comes in 3 variants
  • Women-centric benefits
  • Premium waiver for organ donors

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
16 days to 65 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L, ₹1 L
Waiting period
730 days
Renewability
Lifelong
Policy term
1, 2, 3 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Unlimited restoration of SI
  • No co-payment
  • Room rent enhancement

Cons

  • Investigation and evaluation not covered
  • Dietary supplement
  • Unproven treatment
  • Alcoholism

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Not covered
  • Compassionate travel Covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min. Entry Age: 16 Days
  • Max. Entry Age: 65 Years
  • Initial Waiting Period: 24 Months
  • Sum Insured: Up to 1 Cr

Frequently Asked Questions

The 4 most-asked questions about Galaxy Promise Health Plan, answered.

The policy term is usually one year, but you can renew it annually.
Galaxy Promise is a comprehensive health insurance plan offered by Galaxy Health Insurance Company Ltd. It provides financial protection against various medical expenses.
You can purchase a Galaxy Promise policy through authorized insurance agents or directly from the Galaxy Health Insurance website.
You can file a claim by submitting the required documents to the insurance company or through their online portal.

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Share your Valuable Feedback

Rating Icon 4.8

Rated by 57 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free