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Acko Health Insurance for Maternity
Acko maternity insurance is something that you need to buy before planning your family or a baby. The skyrocketing cost of childbirth, after-care, and hospitalisation due to pregnancy complications, etc are devastating to bear. Amid all the anticipation of becoming a parent, the only way to relieve stress is by clever financial planning.
Acko health insurance for maternity is here to make your parenthood journey smoother and stress-free. This page discusses more of this plan, read further to know more of what it unfolds for the parents-to-be.
Features Related to Acko Health Insurance For Maternity
S-T-O-P. Stop! Stop here for a while.
Before you scroll down, read below the stand-out features of Acko maternity insurance health policy:
- Hassle-free claim process
- Freedom to choose the maternity coverage you want like pre and post-natal care, neonatal cover, delivery expenses, and so on
- You can avail of 24/7 assistance from the executives of Acko maternity health insurance
- Premiums are affordable and can be paid in instalments
- Encourages the female policyholder/s to stay secured for the long term, etc
Eligibility Criteria For Buying Acko Health Insurance With Maternity Cover
Read below the eligibility criteria, the offered sum insured, and the specified waiting period for buying the Acko maternity insurance policy:
| Aspects | Specifications |
| Entry Age | Min.: 18 years Max: 45 years |
| Sum Insured | NA |
| Waiting Periods | 9 months - 4 years |
| Policy Tenure | 1/2/3 years |
Note: Generally, the maximum age limit for maternity coverage benefits under the health insurance policy is 45 years. However, this may vary from plan to plan. You should check the exact figures in your policy prospectus.
Key Benefits of Acko Health Insurance For Maternity Coverage
Are you planning to buy maternity health insurance? You must check the coverage benefits of the Acko maternity coverage health insurance plan mentioned below before buying it:
Financial security
You need not worry about the expenses of maternity or childbirth anymore, Acko maternity cover will bear it for youPre and post-natal care
Acko maternity plans cover pre and post-maternity-related expenses such as routine check-ups, tests, medication and vaccination charges, etc.Maternity expenses
Hospitalisation related to maternity is covered for all forms of emergency, so sit back and get covered for your parenthood journeySpecialized coverage
You can choose the period of coverage that you want for your newborn, and other add-ons for maternity are availableTax benefits
You can avail of a tax exemption against the overall paid premium tax benefits under Section 80D of the Income Tax Act, 1961 of India
Inclusions of Maternity Cover in Acko Health Insurance
The scope of coverage for maternity and other related expenses under Acko maternity insurance are as follows:
Prenatal and postnatal care expenses like doctor visits, routine tests, vaccination, medications, etc
Hospitalisation expenses such as nursing, and room rent
Pre-hospitalisation (60 days before hospital admission) and post-hospitalisation (90 days post-discharge)
Maternity coverage according to the times of the event mentioned in your policy documents for normal, caesarian, deliveries
Newborn baby covered for health check-ups, vaccinations, and other medical requirements, etc.
Exclusions of Acko Maternity Cover Health Insurance
Read below the standard exclusions/what’s not covered in Acko health insurance with maternity coverage:
Self-inflicted injury
Alcohol or drug abuse
Alternative childbirth mechanism
Pre-existing conditions
Risky or life-threatening adventure or sports-related injury/accident
Non-medical expenses
Multiple child-births, like twins, triplets, and so on
Any complications related to unrecognized procedures
Unlawful pregnancy termination
Others, as specified in the terms and conditions of your policy document.
Note: All the inclusions and exclusions related to the Acko health insurance maternity coverage are just a common reflection of the maternity insurance plans. However, these may vary from one plan to the other, depending on which plan have you opted for.
Long Story Short
Carrying out all the major expenses of maternity and childbirth is a daunting task for average-earning people. They may also tend to lose all their savings in no time, and it’s believed to be normal. However, health insurance with maternity coverage like Acko maternity insurance can help you save money. Later, all your savings can be invested towards the upbringing of your newborn baby. So, choose early and be prepared for any medical surprises with your bundle of joy.
To get a quick query about Acko health insurance plans for maternity, give us a call at 1800 4200 269 and get a free consultation with the maternity insurance experts of PolicyX.
