Acko Arogya Sanjeevani Health Insurance Policy
Acko Health Insurance Acko Health Insurance ★ 4.4

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is a comprehensive health insurance plan design ...Read More

Up to 1 Crore
Sum insured
1
No. of plans
17+
Pan India presence
96.31%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,703 reviews
🏥 14,300+ hospitals
📊 2.30 solvency ratio
96.31% claim settlement

Acko Arogya Sanjeevani is a comprehensive health insurance plan designed for individuals and families. This plan offers a sum insured of up to 10 L at an affordable premium amount.

Why Do We Recommend This?
  • AYUSH coverage
  • Affordable premium
  • Lifelong renewability

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Child: 3 Months - 25 Years, Adult: 18 - 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹50 L, ₹1 L, ₹1 L, ₹2 L, ₹2 L, ₹3 L, ₹3 L, ₹4 L, ₹4 L, ₹5 L, ₹5 L, ₹6 L, ₹6 L, ₹7 L, ₹7 L, ₹8 L, ₹8 L, ₹9 L, ₹9 L, ₹10 L
Waiting period
30 Days
Renewability
Lifelong
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • No Pre-Policy Check-up
  • COVID-19 cover
  • AYUSH coverage
  • Ambulance services

Cons

  • OPD cover unavailable
  • Maternity unavailable
  • Newborn baby cover
  • Health check-ups unavailable

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Not Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

2024 Acko Arogya Sanjeevani Policy

2024 Acko Arogya Sanjeevani Policy

The Acko Arogya Sanjeevani Policy has gained significant attention in the insurance market for its balance of affordability and coverage benefits. In this review, we will explore the key features of the policy.

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: - 18 Years
  • Max Entry Age: - 65 Years
  • SI: - 1 L to 25 L
  • Waiting Period: - 30 Days

Frequently Asked Questions

The 5 most-asked questions about Acko Arogya Sanjeevani Policy, answered.

The maximum sum insured under this plan is up to INR 50,000 to a maximum of 10 Lakhs.
Yes, the Acko Arogya Sanjeevani Policy covers the treatment for COVID-19.
Yes, this plan is designed for all. Either you want an individual policy for you and your family separately. Or all the family members can be covered under the same family floater plan.
It offers family floater plan benefits to your spouse, parents/ in-laws and children (3 months-25 years) can be covered under the same policy.
No, there is no variant of Arogya Sanjeevani’s policy of Acko.

Conclusion

The Acko Arogya Sanjeevani Policy is a simple and low-cost health plan that covers basic hospital ex

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,685 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free