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The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. This revolutionary plan rewards you for staying healthy with moneyback and loyalty benefits. You will not only be secured financially during medical emergencies but also get back your premium if you do not make a claim for 5 consecutive years.
Buy this plan now and get benefits for your whole life.
You will get up to a 30% discount on premiums when you buy the policy. Also, a 30% discount on the renewal if you stay healthy. With the infinity bonus, you will get a 100% bonus of the sum insured every year, irrespective of the claims you made. You will get to know more about the Ultimate Care Health Insurance plan below.
| PLAN DETAILS |
Ultimate Care |
Galaxy Twin 360 |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | COVERED |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | COVERED |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | COVERED |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | COVERED |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | COVERED |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | COVERED |
| Hospital_network (Number of Hospital Network in city) |
11400+ | 3216 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | COVERED |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | COVERED |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | COVERED |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | COVERED |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | COVERED |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | COVERED |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Available | NOT COVERED |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Available | NOT COVERED |
| Plan Entry Age | Min: Child-91 days; Adult- 18 years, Maximum: Child-24 years, Adult- Lifelong | Adult: 18 years Children: 90 days |
| Plan Premium Entry Age and S/A | 6491 | Upto Rs. 35 lakh |
| Plan Waiting Period | 30 | 30 days |
| Plan Coverage | Hospitalization expenses, pre and post expenses, daycare treatments, AYUSH treatment cover, organ donor cover, ambulance cover | Room rent, Road ambulance, ICU, Daycare procedures, AYUSH treatment |
| Plan Sample Premium | 6491 | 6,000 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3, 4, 5 years | 1/2/3/4/5 years |
| ICU Charges | Covered | COVERED |
| Covid-19 Treatment | Covered | NOT COVERED |
| Cataract | Covered | COVERED |
| Automatic Restoration | Covered | COVERED |
| Ayush Treatment | Covered | COVERED |
| Modern Treatment | Covered | COVERED |
| E Consultation | Covered | COVERED |
| Air Ambulance | Covered | NOT COVERED |
| Global Coverage | Not Covered | NOT COVERED |
| Claim Ratio | 97 | 98.9 |
| Solvency Ratio | 1.74 | 4.70 |
|
Ultimate CARE Health Insurance Review 2025 | Care Health New Plan 2025 | Care Health Insurance |
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