Star Parents Plan vs Star Critical Illness Plan Health Insurance Plan 2026 | PolicyX

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Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxiety and mental stress in the family. Besides, if your parents have just entered the second innings of life, buying health insurance for your parents can be the best decision you can make for them. So, not to worry anymore, Star Health Insurance Company has come up with Star Senior Citizens Red Carpet Health Insurance Policy specifically aimed at your parents. It provides cover to anyone from the age of 60 and permits entry right up to the age of 75 with continuing cover thereafter till lifetime.

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens or parents who want to meet high medical costs by paying a yearly premium. Star Health insurance for parents can come to your aid during a medical emergency. Star Senior citizen health insurance plans are specially designed to cover people aged over 60 years. Available on an individual or family floater basis, these plans offer utmost protection to your parents in their old age.

PLAN DETAILS

Star Parents Plan

Star Critical Illness Plan

Product Type Individual and Family Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • No medical examinations
  • High sum insured
  • Daycare procedures
  • Lumpsum payout
  • Accidental hospitalization cover
  • Non-allopathic treatments cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 60 - 75 Years -
Plan Premium Entry Age and S/A - -
Plan Waiting Period 30 -
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 / 2 / 3 year -
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 99.06 99.06
Solvency Ratio 2.21 2.21
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