National Corona Kavach Policy vs Super Top Up Mediclaim Policy Health Insurance Plan 2026 | PolicyX

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The deadly virus called 'COVID-19' has proved to be an eye-opener for all of us in understanding the importance of protecting our family's health. Ever since the outbreak of this virus, many people have lost their near and dear ones and (still counting). In such difficult times, the smartest way to ensure the protection of your family members is by investing in a health insurance plan that provides coverage for COVID-19 treatment.

National Health Insurance Company has recently launched an insurance plan called 'Corona Kavach Policy' that provides coverage for the expenses incurred during the treatment of COVID-19 infection. The plan is specially designed to help people overcome the stress of paying heavy hospital bills that arise while getting treatment for COVID-19 infection. The plan comes in the form of an individual and family floater policy.

To collect more knowledge about this "Corona Kavach Policy", keep reading the section discussed below where we've mentioned complete details about the plan's features, benefits, and eligibility criteria.

PLAN DETAILS

National Corona Kavach Policy

Super Top Up Mediclaim Policy

Product Type Critical Illness Health Insurance Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Corona Kavach features and benefits
  • Eligibility requirements
  • Buying process of the plan
  • Super Top-up Mediclaim features and benefits
  • Eligibility criteria
  • Modern treatment cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
3200 3200
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Covered
Plan Entry Age Min- Day 1, Max- 64 years Children: 3 Months to 18 Years, Adult: 18 to 65 years
Plan Premium Entry Age and S/A 4000 1,090
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium NA 1,090
Plan Brochure Brochure URL Brochure URL
Policy Term 105 days, 195 days and 285 days 1 year
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Not Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 91.31 91.31
Solvency Ratio -0.67 -0.67
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