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Protect your family with the ManipalCigna Arogya Sanjeevani policy!
Yes, you heard that right. You should buy a standard health insurance policy like Arogya Sanjeevani's policy of ManipalCigna which offers an all-around solution for their healthcare requirements. You can buy this plan either on an individual or a family floater basis which allows you to cover a maximum of 2 adults and upto 3 children under a single policy. But whom can you cover under this policy? You can easily cover:
Additionally, there's a lifelong renewability benefit with this policy which makes sure you're protected against any odds throughout your life. Be it an accidental injury, or an illness that requires treatment or hospitalization, daycare procedures and more, the Arogya Sanjeevani policy of ManipalCigna covers it all.
Need any further information about the ManipalCigna Arogya Sanjeevani policy? Go through this guide where we've collected all the info related to its eligibility criteria, specifications, exclusions, etc.
| PLAN DETAILS |
Manipalcigna Arogya Sanjeevani Policy |
Complete Health Insurance |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
15000 | 10600 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Child: 3 Months - 25 Years, Adults: 18 - 65 Years | 3 months |
| Plan Premium Entry Age and S/A | NA | 6033 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Hospitalization expenses, pre post hospitalization, daycare treatments, AYUSH treatment, organ donor cover, ambulance expenses |
| Plan Sample Premium | NA | 6033 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1, 2 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 98 | 97.16 |
| Solvency Ratio | 1.76 | 2.69 |
|
ICICI Lombard Health Insurance Review |
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