M Care Policy vs Future Generali Criticare Plan Health Insurance Plan 2026 | PolicyX

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Get additional protection against diseases carried by mosquitoes with the M-Care health policy.

According to The New Indian Express report of May 2024, there will be a sudden rise in vector-borne diseases like Malaria, and the health department of India has also circulated a warning regarding the same.

Many people in suburban as well as metropolitan regions have suffered from such diseases causing them to lose out on their savings. Additionally, these diseases cause you to lose your body organ's metabolism rapidly. Hence, this needs to be addressed as soon as you get the news of being affected by one of such diseases.

As per the data, these are the most common vector-borne diseases (specifically carried out by mosquitoes):

  • Malaria
  • Dengue
  • Chikungunya
  • Japanese encephalitis
  • Lymphatic filariasis
  • Zika virus
  • West Nile virus, and so on

Bajaj General M-Care health policy is the health coverage that all you need to be safe from vector-borne diseases carried out by mosquitoes. Unfortunately, once conceived with vector-borne diseases like Malaria, Kala-azar, Chikungunya, Dengue fever, and so on, you will be losing money on treatment. Hence, it is always a great decision to purchase a health policy like the M-Care health plan by Bajaj General. It will help safeguard you from the danger of getting ill this monsoon.

The policy pays out the lump sum benefits (as per specified limits of your policy) on getting diagnosed with a vector-borne disease during the policy period. Furthermore, it's not just one of your basic health plans, it paces up your way to be covered for future havoc in the form of a mosquito bite or pollen allergies (as a Gen-Z would say).

What more to expect? Read this page further on to know about Bajaj General M-Care health plan.

PLAN DETAILS

M Care Policy

Future Generali Criticare Plan

Product Type Critical Illness Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Vector-borne diseases cover
  • Lifetime renewable options
  • Affordable premiums
  • Critical illness cover
  • Exhaustive cover benefits
  • Lump sum payout options
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not covered
Hospital_network
(Number of Hospital Network in city)
18400 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Not applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Optional Not applicable
Plan Entry Age Day 1 to 65 years Min- 6 years, Max- 65 years
Plan Premium Entry Age and S/A 5,426 262
Plan Waiting Period 15 90
Plan Coverage Hospitalization expenses cover, Pre post expenses, OPD expenses covered, AYUSH treatment cover, Organ donor expenses Cancer and heart attack cover, kidney liver failure cover, stroke and coma cover, organ transplant surgery cover
Plan Sample Premium 5,426 262
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1, 2, 3 Years
ICU Charges Covered Not covered
Covid-19 Treatment Covered Not covered
Cataract Covered Not covered
Automatic Restoration Covered Not covered
Ayush Treatment Covered Not covered
Modern Treatment Covered Not covered
E Consultation Covered Not covered
Air Ambulance Not Covered Not covered
Global Coverage Not Covered Not covered
Claim Ratio 99.23 95.5
Solvency Ratio 3.25 1.96

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