Hospi Care Insurance Policy vs Niva Bupa Group Health Insurance Health Insurance Plan 2026 | PolicyX

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Reliance Hospi-Care is a health insurance policy designed for Indian residents, providing lump sum cash benefits for over 150 listed surgeries and 140+ daycare procedures. It offers daily hospital cash, including for ICU stays, and specific payouts for co
PLAN DETAILS

Hospi Care Insurance Policy

Niva Bupa Group Health Insurance

Product Type Individual Group Health Insurance
Key Features
(Key features of the plan)
  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits
  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
9100 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 18 to 65 years Flexible eligibility
Plan Waiting Period 90 NA
Plan Coverage Individual cover Group Health
Plan Sample Premium NA -
Plan Brochure Brochure URL -
Policy Term 1,2,3 years NA
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 87.50 94.4
Solvency Ratio 2.35 3.03
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