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Care Plus health insurance is a comprehensive healthcare plan loaded with features to protect you and your family. It offers inflation-proof coverage and safeguards against medical crises. The plan covers all age groups without any upper age limit. Benefits include the latest technology treatments, outpatient dental and ophthalmic treatments, personal accident cover, unlimited e-consultation, and health programs with rewards.
Care Plus Health Insurance offers sum insured options of INR 3 lakh, 5 lakh, 7 lakh, 10 lakh, and 25 lakh. Additional benefits include an international second opinion for major illnesses/injuries and a 15% discount through the smart select option when treated at selected network hospitals.
| PLAN DETAILS |
Care Plus Plan |
Complete Healthcare Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
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| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11400+ | 4000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 5 Years to No age limit | Minimum 18 years, Maximum 75 years |
| Plan Premium Entry Age and S/A | 11,076 | 8,700 |
| Plan Waiting Period | 30 | 30 days* |
| Plan Coverage | Hospitalization expenses, pre and post expenses, daycare treatments, organ donor cover | Individual and Family floater coverage |
| Plan Sample Premium | 11,076 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 97 | 91.58 |
| Solvency Ratio | 1.74 | 1.97 |
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Care Health Insurance Plan Detailed Review |
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