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Bajaj General Health Infinity Plan is a unique health insurance plan. Bajaj General Health Infinity Plan has been designed to give policyholders unlimited sum insured and protect individuals and family members from unforeseen circumstances. Health-Infinity Plan offers you and your family comprehensive benefits at competitive premiums.
The eligibility criteria state that the minimum entry age for the proposer is 18 years and the maximum entry age for them is 65 years. It is available for Indian nationals only, the policy can be purchased for 1 year, 2 years, or 3 years.
Bajaj General Health Infinity Plan offers several benefits to the insured, including coverage for daycare procedures, in-patient hospitalization, pre and post-hospitalization expenses, road ambulance expenses, etc. An added benefit to this plan is that there is no requirement for pre-policy medical tests up to 45 years of age.
| PLAN DETAILS |
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Bajaj Health Infinity Plan |
Personal Accident Plan |
| Product Type | Individual | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Aplicable | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Not Covered |
| Plan Entry Age | 18 to 65 Years | Adult Entry Age Minimum-18 Maximum-65, For Dependent Child (Max 2 Kids) Minimum-2 Maximum-21 |
| Plan Premium Entry Age and S/A | 13200 | - |
| Plan Waiting Period | 30 Days | No Waiting Period |
| Plan Coverage | In-patient hospitalization, pre & post hospitalization, day care procedures, ambulance expenses | - |
| Plan Sample Premium | 13200 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1| 2 | 3 Years | 1/2/3 Years |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Not Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.23 | 98 |
| Solvency Ratio | 3.25 | 3.03 |
|
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