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Aditya Birla Activ One is a comprehensive health insurance plan that offers wide medical coverage along with wellness benefits. It covers hospitalization expenses, including pre and post medical costs, daycare treatments, home healthcare, and modern procedures.
The plan stands out with features like HealthReturns™ rewards, Super Credit (increasing sum insured), and unlimited reload, helping enhance coverage over time.
Overall, it is suited for individuals and families looking for strong health protection within an affordable health insurance policy that has added long-term value through wellness-linked benefits.
This page provides all related to the Aditya Birla Arogya Sanjeevani Policy, read further to know more about the same.
| PLAN DETAILS |
Aditya Birla Arogya Sanjeevani |
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Bajaj Criti Care Illness Plan |
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Min- 3 months, Max- 65 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 5,630 | 3284 |
| Plan Waiting Period | 30 | 80/120 Days |
| Plan Coverage | In-patient hospitalization, pre & post hospitalization expenses (up to 90/180 days), daycare treatments | Cancer treatment (early & advanced stages), Heart-related illnesses (heart attack, CABG), Kidney failure & transplant, Stroke and major neurological disorders, Lump sum payout on diagnosis |
| Plan Sample Premium | 5,630 | 1280 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1/ 2/ 3 Years |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not covered | Not Covered |
| Air Ambulance | Not covered | Not Covered |
| Global Coverage | Not covered | Not Covered |
| Claim Ratio | 96 | 99.23 |
| Solvency Ratio | 1.88 | 3.25 |
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