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Aditya Birla Activ Care Classic is designed for senior citizens who need both medical coverage and day-to-day healthcare support. It covers hospitalization, pre and post-treatment expenses, and a wide range of daycare procedures. A key advantage is the option for cashless treatment at home, which helps avoid frequent hospital visits. The plan also includes services like home nursing, regular health check-ups, and access to a health coach to manage ongoing conditions. With added benefits like COVID-19 coverage and home-based care support, it is suitable for seniors looking for convenience, comfort, and consistent medical assistance. Growing old comes with several health complications. Amid these challenges, the most important expectation of our elders is to receive proper treatment and services during unavoidable health issues.
To help our elders deal positively with their advancing age and health issues, buying health insurance is the best solution. Health insurance plans for senior citizens offer wide coverage options and seamless 24/7 support to maintain a healthy lifestyle. Aditya Birla Activ Care Classic Health Insurance Plan for Senior Citizens is an insurance product that provides all the coverage benefits they would require in their lifetime.
Let us now discuss the features and unique benefits that the Aditya Birla Activ Care Classic plan offers for individuals aged 55 to 80 years. Read further to know more about it.
| PLAN DETAILS |
Aditya Birla Activ Care Classic Plan |
New India Assurance Senior Citizen Mediclaim Policy |
| Product Type | Senior Citizen Health Insurance | Senior Citizen Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 3000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Min- 55 years, Max 80 years | 60 to 80 Years |
| Plan Premium Entry Age and S/A | INR 28,373 | 4043 |
| Plan Waiting Period | 30 days | 30 |
| Plan Coverage | In-patient hospitalization, Pre & post hospitalization expenses, Daycare procedures | - |
| Plan Sample Premium | 28,373 | 4043 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 2 years | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 96 | 90.73 |
| Solvency Ratio | 1.88 | 1.91 |
|
Aditya Birla Health Insurance New India Health Insurance |
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