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Updated on May 19, 2026 3 min read

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Navi Maternity Health Insurance

Maternity is the most beautiful feeling for a parent especially the mother-to-be and a matter of celebration for our families. Navi health insurance that comes with maternity coverage is here to protect you from any discrepancies that may arise during pregnancy. We’ve discussed all the further aspects of maternity health plans of Navi including their benefits, inclusions, exclusions, how they work, and so on.

Read on to learn more about Navi Maternity Health Insurance.

What are the benefits of buying maternity insurance?

Maternity coverage in a health insurance policy has several benefits for parents-to-be, some of which are mentioned below:

• Pre and post-hospitalization expenses are covered by the insurer
• Avail of the cashless hospitalization benefit
• Additional care for the newborn baby
• If there’s a need for medically necessary pregnancy termination, the insurer will cover that too
• Ambulance charges to take you to the hospital in an emergency

When should you buy Navi’s maternity health insurance policy?

Well, the answer to this question lies in the eligibility criteria for buying a maternity cover, which in the case of Navi health insurance for maternity is between 18 to 65 years of age.

However, the right time to buy maternity cover health insurance is as follows:

• Buy it at a younger age as it will ensure you manage healthcare expenses at times of pregnancy
• The waiting period for maternity coverage usually is between 12 - 24 months or above, so plan your family accordingly
• Maternity insurance can also be bought at least 1 or 2 years before your marriage

How does Navi’s maternity and newborn cover work?

Navi health insurance is bound to protect your parenthood with its maternity coverage along with basic healthcare coverage. Also, to maximize the benefits of your health policy, opt for a plan that covers maternity and newborn baby cover if you’re a woman.

Navi health insurance maternity plans provide coverage up to INR 30,000 for up to 2 deliveries (normal and C-section) along with lawful/medically necessary pregnancy termination after a waiting period of 3 years. The insurer will also pay up to INR 10,000 for newborn hospitalization expenses.

What are the inclusions & exclusions of Navi maternity health insurance?

Note: This is only a representation of some of the general inclusions and exclusions under a health insurance plan that covers maternity and newborn care. Go through the terms and conditions of your policy documents for a full list of inclusions and exclusions.

Summary

A health insurance policy for maternity coverage can save you from the heavy medical expenses of pregnancy, childbirth, newborn baby care, etc. It also provides pre and post-hospitalization expenses, ambulance charges, and more.

For any query related to Navi maternity insurance plans, call us at 1800 4200 269.