Narayana Arya Health Plan - Benefits, Premium & Coverage | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity
Narayana Health Insurance Narayana Health Insurance ★ 5.0

Narayana Arya Health Insurance

The Narayana Arya Health Insurance plan is a comprehensive health insu ...Read More

Up to 1 Crore
Sum insured
1
No. of plans
2400+
Pan India presence
100%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 5.0/5 · 60 reviews
🏥 21+ hospitals
📊 1.61 solvency ratio
✅ 100% claim settlement

The Narayana Arya Health Insurance plan is a comprehensive health insurance plan. It is offered by Narayana Arya Health Insurance and Narayana One Health. It is designed for individuals and families to access quality healthcare services at affordable prices.

Why Do We Recommend This?
  • Comprehensive coverage
  • Affordable premiums
  • Cashless hospitalization

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
3 months to 65 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹25 L, ₹50 L, ₹75 L, ₹1 L
Waiting period
00 days
Renewability
Lifelong
Policy term
1 year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation

Cons

  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Not covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Road ambulance Not covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age: - 18 years
  • Max: 65 years - No age limit
  • SI: - INR 25L to 1 Cr
  • Waiting Period: - 30 days

Frequently Asked Questions

The 4 most-asked questions about Narayana Arya Health Insurance, answered.

You can find more information about Narayana Arya Health Insurance on the Narayana Health website or by contacting their customer support team.
The claim process is typically straightforward and involves informing the insurance company about the hospitalization, submitting the required documents, and getting the claim approved. Narayana Health aims to provide a hassle-free claim experience to its members.
You can purchase Narayana Arya Health Insurance by visiting the Narayana Health website or by contacting their customer support team. You can also visit any of the Narayana Health facilities to inquire about the insurance plans.
Individuals between the ages of 18 and 65 years are eligible to apply for this insurance. Children between 3 months and 25 years can also be covered under a family floater plan.

Health Insurance Articles

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 1 Jun 2026 · Originally published: 21 May 2025

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Other Health Insurance Companies

Star Health Insurance HDFC Ergo Health Care Health Insurance Aditya Birla Health ICICI Lombard Health Bajaj Allianz Health Tata AIG Health SBI Health Insurance

Share your Valuable Feedback

Rating Icon 5

Rated by 54 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free