Zurich Kotak Group Accident Protect Plan - Explore Benefits and Coverage
Zurich Kotak Health Insurance Zurich Kotak Health Insurance ★ 4.4

Zurich Kotak Group Accident Protect Plan

The Zurich Kotak Group Accident Care Plan offers accidental protection ...Read More

Up to 25 L
Sum insured
1
No. of plans
19+
Pan India presence
96.4%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,689 reviews
🏥 22,600+ hospitals
📊 5.73 solvency ratio
96.4% claim settlement

The Zurich Kotak Group Accident Care Plan offers accidental protection to individual insured members for any sort of medical expenses related to accidental injury, death, etc.

Why Do We Recommend This?
  • Children education grant
  • Accidental injury/ fatalities that require in-patient hospitalization
  • Temporary, partial, and total disablement

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
5 years to 65 Years
Plan type
Individual
Sum insured options
₹25 L
Waiting period
NA
Renewability
NA
Policy term
1,2,3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Accident Cover
  • Accidental Death
  • Disability Cover

Cons

  • Adventure Sports
  • Illegal activities
  • Obesity Treatments

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Not covered
  • ICU charges Not covered
  • Pre-hospitalization Not covered
  • Post-hospitalization Not covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Not covered
  • OPD charges Not covered
  • Covid-19 treatment Not covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not Applicable
  • Sub-limits Applicable
  • Compassionate travel Covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min Age: 5 Years
  • Max Age: 65 Years
  • Sum Insured: 25 L
  • Initial Waiting Period: NA

Frequently Asked Questions

The 3 most-asked questions about Zurich Kotak Group Accident Protect Plan, answered.

Yes. Also, coverage benefits will be given to the insured in case of PTD and PPD.
Yes, it’ll provide the educational/course fee of your child (upto 1 L) when you’re not around or not able to manage it after an accidental event.
It’s an accidental insurance that offers coverage for accidental death or disablement etc.

Conclusion

A comprehensive accident insurance plan designed to provide financial security against accidental de

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