Zuno COVID Healthcare Insurance – Coverage, Benefits & Claims
ZUNO Health Insurance ZUNO Health Insurance ★ 4.4

Zuno Covid Healthcare Insurance

Zuno Health Insurance launched Covid Healthcare Insurance, including C ...Read More

Up to 1Cr.
Sum insured
1
No. of plans
9+
Pan India presence
98.54%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 10,000+ hospitals
📊 1.97 solvency ratio
98.54% claim settlement

Zuno Health Insurance launched Covid Healthcare Insurance, including  Corona Kavach and Corona Rakshak, offering a sum insured of up to INR 5 Lakhs. The plan offers a wide range of features like pre and post-hospitalization, domiciliary care, and more.

Why Do We Recommend This?
  • Avail high SI
  • Domiciliary care
  • Avail tax benefits

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min entry age - 18 Years, Max entry age - 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹2 L
Waiting period
15 days
Renewability
NA
Policy term
3.5, 6.5, 9.5

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Lump sum benefit
  • Domiciliary benefit
  • Family cover
  • Ambulance cover

Cons

  • Illegal activities
  • Nuclear attack or war
  • Intoxication injuries

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 years
  • Max entry age: 65 years
  • Sum insured: 1 to 5 Lakhs
  • Waiting Period: 15 days

Frequently Asked Questions

The 3 most-asked questions about Zuno Covid Healthcare Insurance, answered.

Zuno Health Insurance was known as Edelweiss General Insurance. The company rebranded itself in February 2023.
Zuno Health Insurance offers Corona Kavach and Corona Rakshak plans to cover COVID-19.
Zuno covid health insurance plans offer up to INR 5 Lakhs of sum insured.

Conclusion

A short term covid focused plan offering basic protection during emergencies, but not useful as a lo

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