Bharti Axa Term Insurance Online | Compare & Get Discounts | Buyer Reviews
Bharti AXA Term Insurance logo Bharti AXA Term Insurance ★ 4.6/5

Bharti AXA Term Insurance

Bharti AXA started their insurance business in 2006. It is one of the leading insurance company offering wide range of ...Read More

99.18%
Claim settlement ratio
2979.95 crore
Annual Premium
8
Active plans
1.67x
Solvency ratio
🛡️ IRDAI Approved
4.6/5 · 919 reviews
99.18% claim settlement ratio
📊 1.67x solvency ratio
🌐 200 pan-India

What you get with Bharti AXA Term Insurance

The headline features and policy mechanics, at a glance.

Annual Premium 2979.95 crore

Affordable premium options starting from entry-level to comprehensive whole-life protection.

99.18% claim settlement ratio

Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.

1.67x solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

8 active term plans

Choose from level cover, increasing cover, and return-of-premium variants.

4+ optional riders

Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.

200 pan-India presence

Branch offices and claim service centres across India for easy policy servicing.

Video reviews

Bharti AXA Term Insurance Plans

Bharti AXA Term Insurance Plans

Types of Bharti AXA Term Insurance Plans

Every plan currently being sold by Bharti AXA Term Insurance, shown side-by-side so you can shortlist quickly.

Bharti AXA Life POS Saral Bachat Yojana

Bharti AXA Life POS Saral Bachat Yojana

Are you looking to save for the future and protect your loved ones? Then Bharti AXA POS Saral Bachat Yojana might be perfect for you! A term insurance...

Unique Features
  • Return of premium
  • Affordable premiums
  • Tax benefits
Sum assured Basic Sum Assured: ₹40 Thousands to ₹10 Lakhs
Entry age Minimum Age - 8 years Maximum Age - 55 years
View plan
Bharti AXA Group Suraksha Policy

Bharti AXA Group Suraksha Policy

Are you looking for a term plan that covers a group of people, is simple, and has simple and low-cost premiums? If yes, then today we have a term plan...

Unique Features
  • Affordable premiums
  • No Medical examination
  • Flexible-Premium Paying Modes
Sum assured Basic Sum Assured: ₹5 Thousands to ₹25 Thousands
Entry age Minimum Age - 18 years Maximum Age - 54 years
View plan
Bharti AXA Life Saral Jeevan Bima

Bharti AXA Life Saral Jeevan Bima

Uncertainties are inescapable, but you can make sure your family's goals remain undisturbed, irrespective of the circumstances, with a Bharti AXA Life...

Unique Features
  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit
Sum assured Basic Sum Assured: ₹5 Lakhs to ₹50 Lakhs
Entry age Minimum Age - 18 years Maximum Age - 65 years
View plan
POS Saral Jeevan Bima Yojana

POS Saral Jeevan Bima Yojana

Bharti AXA Life POS Saral Jeevan Bima Yojana is a non-linked, non-participating, individual, pure-risk premium life insurance plan that offers lump su...

Unique Features
  • Double Sum Assured
  • No medical examination
  • Quick policy issuance
Sum assured Basic Sum Assured: ₹50 Thousands to no limit
Entry age Minimum Age - 18 years Maximum Age - 55 years
View plan
Bharti AXA Grameen Jeevan Bima

Bharti AXA Grameen Jeevan Bima

Are you looking for an extremely inexpensive term insurance plan with short coverage? Then Bharti AXA Grameen Jeevan Bima might be the right choice fo...

Unique Features
  • Pure protection
  • Return of premium
  • Tax benefit
Sum assured Basic Sum Assured: ₹10 Thousands to ₹2 Lakhs
Entry age Minimum Age - 18 years Maximum Age - 60 years
View plan

Term Plans Comparison

Side-by-side across the 3 most-bought Bharti AXA Term Insurance plans on PolicyX.

Bharti AXA Term Insurance term plan comparison
Feature Bharti AXA Life Flexi Term Pro Plan Bharti AXA Life POS Saral Bachat Yojana Bharti AXA Group Suraksha Policy
Plan type Term Plan Term Plan Term Plan
Sum assured Basic Sum Assured: ₹25 Lakhs to no limit. Basic Sum Assured: ₹40 Thousands to ₹10 Lakhs Basic Sum Assured: ₹5 Thousands to ₹25 Thousands
Entry age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 8 years Maximum Age - 55 years Minimum Age - 18 years Maximum Age - 54 years
Top benefits Choice of Plan Options · Lower Premium for Women Return of premium · Affordable premiums Affordable premiums · No Medical examination

Why Choose PolicyX.com?

Don't just take our word for it — check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti Varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

Frequently asked questions

The 11 most-asked questions about Bharti AXA Term Insurance, answered.

Bharti AXA Life Insurance guarantees that death claims can be settled within one working day (T&Cs applied).
Bharti AXA Life Suraksha or Flexi Term Pro plan offers a return of premium option, wherein you can get back all the premiums paid towards the plan at maturity if you outlive the policy tenure.
With the Bharti AXA term plan, you can add an accidental death benefit rider and get an extra payout on top of the base cover in case of accidental death.
The claim settlement ratio (CSR) of Bharti AXA Life Insurance for the FY 2022-2023 was 99.1%.
Bharti AXA Life offers various ways to check policy status, such as over a phone call, via WhatsApp chatbot, emailing, or visiting the branch office.
Yes, Bharti AXA Life offers whole life insurance up to the age 99 years under some plans.
Bharti AXA offers 4 online term insurance plans: Flexi Term Pro, Life Suraksha, Saral Jeevan Bima, and Grameen Jeevan Bima Yojana.
Yes, smoking can affect your term insurance premiums since smokers pose a greater risk of contracting a wide array of diseases.
Yes, Bharti AXA term insurance is valid outside India but subject to specific terms and conditions of coverage.
Yes, you can trust Bharti Axa for buying life insurance plans.
Bharti AXA Life Flexi Term Pro Plan is one of the best term insurance plans.

Customer satisfaction

Aggregate ratings from 919 verified PolicyX customers who bought a Bharti AXA Term Insurance plan.

4.6
out of 5
919 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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