Bharti AXA Term Insurance
Bharti AXA Life Flexi Term Pro plan is a pure risk protection plan tha ...Read More
A quick read on what this Bharti AXA Term Insurance term plan covers and why it might be a fit for you.
Bharti AXA Life Flexi Term Pro is a comprehensive and best term insurance plan that can be customized as per your needs. It offers two plan options and provides coverage for single/joint life. In this plan, you can stay protected with a life cover up to the age of 99 years. The plan even offers you the flexibility to increase your sum assured amount at a certain milestone under the life stage benefit. Bharti AXA Life Flexi Term Pro plan offers 2 optional riders that can be added at a minimal additional premium cost, which helps you customize your plan to your needs.
Bharti AXA Life Flexi Term Pro Plan offers you a range of benefits including:
A quick honest summary — the strengths and the trade-offs.
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
Bharti AXA, a joint venture of Bharti Enterprises from India and a French multinational insurance firm AXA, offers protection, savings, investments, health and group plans. Through this video, we have captured the term insurance plans offered by Bharti AXA.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the Bharti AXA Life Flexi Term Pro Plan works with a simple premium illustration.
Mr Reddy is a 35-year-old non-smoker who wants to ensure that his family’s needs are taken care of in case of his death.
His financial advisor advised him to buy the Bharti AXA Life Flexi Term Pro Plan Work. He visited PolicyX.com.
Let's understand how the Bharti AXA Life Flexi Term Pro Plan works for him with a premium illustration table.
| Age of policyholder | Monthly Premiums | Annual Premiums | Policy Tenure | Total premiums paid | Sum assured |
| 35 years | ₹1074/month | ₹12,888/year | 25 years | ₹3,22,200 | ₹1 Crore |
Key Takeaways: If Mr Reddy dies during the policy tenure, his family will receive a lump sum death benefit. If he outlives the policy tenure, he'll receive the total premiums paid towards the plan at maturity.
You can add the following riders to your Bharti AXA Life Flexi Term Pro Plan:
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Key features that make Bharti AXA Life Flexi Term Pro Plan stand out.
Plan Options
A policyholder has 2 plan options to choose from: with return of premium and without return of premium.
Cover for Joint/Single Life
Under the Without Return of Premium variant, you have the option between Single Life Cover or Joint Life Cover i.e., cover for your spouse under the same policy.
Whole Life Cover
Bharti AXA Life Flexi Term Pro offers the option to cover yourself for your entire lifetime, by opting for cover up to 99 years.
Discounts on Premium
The plan offers special discounts on the premium rates for female lives and non-tobacco users.
Here are the key benefits of the Bharti AXA Life Flexi Term Pro Plan.
IncreaseSum Assured
Bharti AXA Life Flexi Term Pro allows the policyholders to have the option to increase their life coverage as per their increasing life stage requirements.
Death Benefit
Upon the policyholder's demise during the policy period, the death benefit amount shall be payable to the nominee.
Tax Benefit
The premium paid under the Bharti AXA Life Flexi Term Pro plan is liable to receive tax benefits under section 80C of the Income Tax Act and the benefits availed is under tax exemption.
Maturity Benefit
Get back all the premiums paid towards the plan at maturity if you outlive the policy tenure.
Death BenefitPayout Options
At the inception of the policy, the policyholder can choose the death benefit payout from one of the three options namely, lump sum, monthly income, or lump sum plus monthly income.
Here is the list of exclusions associated with the plan:
Bharti AXA Life Flexi Term Pro is a pure risk protection plan offering several in-built benefits, such as a whole life cover, spouse cover, return premium option, etc. It is a one-shop stop for all your needs, whether you want a maturity benefit, lifelong protection, or wish to add your spouse under the same plan.
If you have doubts or queries regarding the Bharti AXA Life Flexi Term Pro plan, you can contact us through the website policyx.com or at 1800-4200-269.
The 5 most-asked questions about Bharti AXA Life Flexi Term Pro Plan, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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