Aviva Term Insurance Plans Online & Reviews | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity
Aviva Life Term Insurance logo Aviva Life Term Insurance ★ 4.6/5

Aviva Life Term Insurance

Aviva India is a joint venture between Aviva Plc (a UK-based company) and Dabur Invest Corp (one of the popular ...Read More

99%
Claim settlement ratio
1306.77 crore
Annual Premium
1.93x
Solvency ratio
🛡️ IRDAI Approved
⭐ 4.6/5 · 923 reviews
✅ 99% claim settlement ratio
📊 1.93x solvency ratio
🌐 122+ pan-India

What you get with Aviva Life Term Insurance

The headline features and policy mechanics, at a glance.

Annual Premium 1306.77 crore

Affordable premium options starting from entry-level to comprehensive whole-life protection.

99% claim settlement ratio

Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.

1.93x solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

5+ optional riders

Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.

122+ pan-India presence

Branch offices and claim service centres across India for easy policy servicing.

Video reviews

Term Insurance Plans of Aviva Life Insurance

Term Insurance Plans of Aviva Life Insurance

Why Choose PolicyX.com?

Don't just take our word for it — check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti Varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

Frequently asked questions

The 11 most-asked questions about Aviva Life Term Insurance, answered.

The minimum entry age for Aviva’s plan is 18 years, and the maximum entry age is 65 years. However, the maximum age limit varies based on the policy term and the type of plan selected.
No, you cannot change the sum assured amount during the policy term. However, you can opt for additional coverage by adding riders or buying a new policy.
You can pay the premiums through various modes such as debit card, credit card, net banking, or cheque. Additionally, you can also set up automatic payments through ECS or standing instructions.
Yes, it is possible to cancel the policy after purchasing it. However, the refund amount will depend on the terms and conditions of the policy and the duration for which the policy was active.
The duration of life cover cannot be changed once the policy is issued.
There are several factors that play a vital role in determining an increase in premiums. A few of such factors include health conditions and change in family history, etc.
Yes, you can change the nominee after marriage or if the nominee passes away before the policyholder. In both cases, one can request the insurance company to do the changes.
If the life assured commits suicide during the first 12 months of the policy’s issuance, the family of the assured will get 80% of the total premiums paid.
Yes, COVID 19 is covered under the Aviva term life insurance plan.
Aviva Term Insurance provides a 5 year of revival period from the first date of unpaid premium payment.
Yes, you can buy Aviva Term Insurance online through the official website of the company.

Customer satisfaction

Aggregate ratings from 923 verified PolicyX customers who bought a Aviva Life Term Insurance plan.

4.6
out of 5
923 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

Term Insurance Articles

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 3 Jun 2026 · Originally published: 14 Oct 2024

Compare Term Insurance Companies

Pick any two insurers to see a detailed side-by-side comparison.

Other Term Insurance Companies

Compare Aviva Life Term Insurance term plans with other top insurers in India.

Share your Valuable Feedback

Rating Icon 4.6

Rated by 923 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free