Aditya Birla Term Insurance | Compare & Get Discounts | Buyer Reviews
Aditya Birla Term Insurance logo Aditya Birla Term Insurance ★ 4.6/5

Aditya Birla Term Insurance

Birla Sunlife or ABSLI is a part of Aditya Birla Capital. ABSLI is a 51:49 a joint venture between the Aditya Birla ...Read More

98.65%
Claim settlement ratio
Rs 20638.77 Cr
Annual Premium
5
Active plans
1.88x
Solvency ratio
🛡️ IRDAI Approved
4.6/5 · 919 reviews
98.65% claim settlement ratio
📊 1.88x solvency ratio
🌐 1048+ pan-India

What you get with Aditya Birla Term Insurance

The headline features and policy mechanics, at a glance.

Annual Premium Rs 20638.77 Cr

Affordable premium options starting from entry-level to comprehensive whole-life protection.

98.65% claim settlement ratio

Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.

1.88x solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

5 active term plans

Choose from level cover, increasing cover, and return-of-premium variants.

5+ optional riders

Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.

1048+ pan-India presence

Branch offices and claim service centres across India for easy policy servicing.

Types of Aditya Birla Term Insurance Plans

Every plan currently being sold by Aditya Birla Term Insurance, shown side-by-side so you can shortlist quickly.

Aditya Birla Anmol Suraksha Kawach Plan

Aditya Birla Anmol Suraksha Kawach Plan

Aditya Birla Sun Life Insurance ABSLI Anmol Suraksha Kawach is a short-term term insurance plan that provides life coverage from ₹50 lakh to ₹2 crore ...

Unique Features
  • Offer short term protection
  • Affordable premiums
  • Flexible premium payment term
Sum assured Base sum assured: 50 lakhs to 2 Crores
Entry age Minimum Age - 23 years Maximum Age - 55 years
View plan
Aditya Birla Saral Jeevan Bima

Aditya Birla Saral Jeevan Bima

Aditya Birla Sun Life Insurance Saral Jeevan Bima is a simple term insurance plan that offers high life cover at affordable premiums, with flexible pr...

Unique Features
  • Simple Protection Plan
  • Flexible Premium Payment
  • Covers Accidental Death
Sum assured Base sum assured: 5 lakhs to 25 Lakhs
Entry age Minimum Age - 18 years Maximum Age - 65 years
View plan
ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suraksha Kawach is an insurance plan with return of premium and life cover benefit. It also provides an early return of premium option to...

Unique Features
  • 6 Plan option
  • Increasing or decreasing SA benefit
  • Special exit value
Sum assured Base sum assured: 50 Lacs to 20 Crore.
Entry age Minimum Age - 18 years Maximum Age - 65 years
View plan
Aditya Birla Life Shield Plan

Aditya Birla Life Shield Plan

Aditya Birla Sun Life Shield Plan is an online term insurance policy designed to provide comprehensive protection with its 8 plan options. The plan al...

Unique Features
  • Avail 8 Plan Options
  • Flexible-Premium Payment
  • Cover for Spouse
Sum assured Base sum assured: 25 Lacs to no limit.
Entry age Minimum Age - 1 years Maximum Age - 65 years
View plan

Term Plans Comparison

Side-by-side across the 3 most-bought Aditya Birla Term Insurance plans on PolicyX.

Aditya Birla Term Insurance term plan comparison
Feature Aditya Birla Sunlife Digishield Plan Aditya Birla Anmol Suraksha Kawach Plan Aditya Birla Saral Jeevan Bima
Plan type Term Plan Term Plan Term Plan
Sum assured Base sum assured: 30 Lacs to no limit. Base sum assured: 50 lakhs to 2 Crores Base sum assured: 5 lakhs to 25 Lakhs
Entry age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 23 years Maximum Age - 55 years Minimum Age - 18 years Maximum Age - 65 years
Top benefits Level cover option · Increasing cover Short term cover · high sum assured High-life cover · Accidental death

Why Choose PolicyX.com?

Don't just take our word for it — check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti Varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

Frequently asked questions

The 7 most-asked questions about Aditya Birla Term Insurance, answered.

Pay the initial or renewal premium of your Birla Sun Life Term Insurance Plan by visiting the payment page of Birla Sun Life. Enter your application number and insured date of birth and click ’Next’ to proceed. Confirm your selection and select the payment option to pay your premium via credit and debit cards online.
Policyholders of Aditya Birla Term Insurance must bring all relevant policy documents, along with a duly filled surrender form to the nearest branch from your locations. If the surrender form is submitted before 3:00 PM, the surrender value will be calculated using the current market rates; otherwise, the next day’s value will be applicable.
Yes, Aditya Birla’s term insurance plans are considered an optimal choice to consider for buying.
The claim settlement ratio of Aditya Birla term insurance is 98.12%
Yes, Aditya Birla Sun Life Insurance is a good life insurance company to buy a term insurance from.
Birla Sun Life Insurance, provided by Aditya Birla Sun Life Insurance, is a protection-centric plan designed to provide financial safety to your family in case of the policyholder’s sudden demise. It provides flexible options such as return of premium and add-ons for improved protection.
Term life insurance provides financial protection to your family by offering a lump sum payout in case of sudden demise during the policy term. The plan also provides tax benefits under Section 80C and 10(10D) of the Income Tax Act. Riders such as critical illness and accidental death can be added for comprehensive and added protection.

Customer satisfaction

Aggregate ratings from 919 verified PolicyX customers who bought a Aditya Birla Term Insurance plan.

4.6
out of 5
919 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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