Go Digit Term Insurance Plan - Buy Best Plan by Go Digit
Go Digit Term Insurance logo Go Digit Term Insurance ★ 5.0/5

Go Digit Term Insurance

Go Digit Term Insurance aims to provide customer-centric, technology-driven insurance solutions.

99.53%
Claim settlement ratio
Rs 1069.41 crores
Annual Premium
1
Active plans
3.85x
Solvency ratio
🛡️ IRDAI Approved
5.0/5 · 50 reviews
99.53% claim settlement ratio
📊 3.85x solvency ratio
🌐 75 pan-India

What you get with Go Digit Term Insurance

The headline features and policy mechanics, at a glance.

Annual Premium Rs 1069.41 crores

Affordable premium options starting from entry-level to comprehensive whole-life protection.

99.53% claim settlement ratio

Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.

3.85x solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

1 active term plans

Choose from level cover, increasing cover, and return-of-premium variants.

3+ optional riders

Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.

75 pan-India presence

Branch offices and claim service centres across India for easy policy servicing.

Types of Go Digit Term Insurance Plans

Every plan currently being sold by Go Digit Term Insurance, shown side-by-side so you can shortlist quickly.

Why Choose PolicyX.com?

Don't just take our word for it — check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti Varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

Frequently asked questions

The 11 most-asked questions about Go Digit Term Insurance, answered.

Go Digit Term Insurance refers to the term insurance products offered by Go Digit Life Insurance.
Yes, you have to undergo medical tests to buy Go Digit Term Insurance Plan.
Yes, NRIs can purchase Go Digit Term Insurance.
Yes, Go Digit Term Insurance generally covers death outside India, as long as the policyholder is a citizen of India and the premiums are paid on time.
The Go Digit’s claim settlement ratio is 96%.
To calculate your Go Digit term insurance premium, you’ll need to consider factors like your age, health, coverage amount (sum assured), policy term, and any optional riders. Go Digit provides an online calculator to help estimate your premium based on these details.
Yes the premiums paid for Go Digit term insurance are eligible for the tax deduction under the Section 80 (C) and Section 10 (10D).
No, the base sum assured of an increasing term insurance plan cannot be increased after buying it.
To buy a Go Digit term insurance there are various documents required including identity proof, address proof, age proof, income proof, etc.
Yes, Go Digit term insurance suits self-employed individuals as it offers flexible coverage, online purchase, and protection for family, loans, and business liabilities.
The maximum sum assured under Go Digit Insurance term insurance has no fixed limit. Approval depends on your income, profile, and underwriting eligibility.

Customer satisfaction

Aggregate ratings from 50 verified PolicyX customers who bought a Go Digit Term Insurance plan.

5.0
out of 5
50 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Term Insurance Companies

Pick any two insurers to see a detailed side-by-side comparison.

Other Term Insurance Companies

Compare Go Digit Term Insurance term plans with other top insurers in India.

Share your Valuable Feedback

Rating Icon 5

Rated by 50 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free