Hdfc Guaranteed Wealth Plus vs Smart Life Plan Life Insurance Plan 2026 | PolicyX

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PLAN DETAILS

Hdfc Guaranteed Wealth Plus

Smart Life Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Plan Maturity age Maximum Maturity Age - 103 years Maximum Maturity Age - 75 years
Plan Sum Assured Single Pay, Limited Pay: 5,6,7,8,10 and 12 6, 8, 10, 12, and 15 years
Plan Entry Age Minimum Age - 12 years Maximum Age - 60 years Minimum Age - 3 years Maximum Age - 55 years
Plan Payment modes NA Rs. 2,50,000 to No limit
Plan Policy loan Monthly, Half-yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 12 to 43 years 75 years less entry age of life insured
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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