Sanchay Par Advantage vs Hdfc Guaranteed Wealth Plus Life Insurance Plan 2026 | PolicyX

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PLAN DETAILS

Sanchay Par Advantage

Hdfc Guaranteed Wealth Plus

Premium Including GST
Key Features
(Key features of the plan)
  • 5.5% Guaranteed Additions
  • Three In-built Riders
  • Annual/Terminal Bonus
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
Plan Maturity age Maximum Maturity Age- 100 years Maximum Maturity Age - 103 years
Plan Sum Assured 5,6,7,8,9,10,12 years Single Pay, Limited Pay: 5,6,7,8,10 and 12
Plan Entry Age Min- 0 years, Max- 65 years Minimum Age - 12 years Maximum Age - 60 years
Plan Payment modes No limit NA
Plan Policy loan Monthly, Quarterly, Half-Yearly or Annually Monthly, Half-yearly and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 100 minus Age at Entry 12 to 43 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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