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ICICI Prudential Future Perfect
Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to g...
Unique Features
- Guaranteed Additions
- Flexible PPT
- Cash Bonuses
ICICI Prudential
ICICI Prudential
ICICI Prudential Investment Plans help an individual to build a financial corpus for a child& 039;s marriage or ...Read More
Minimum Age - 5 year
Claim settlement ratio
Rs 50,000 to No limit
Annual Premium
5
Active plans
80 years
Solvency ratio
🛡️ IRDAI Approved
⭐ 4.6/5 · 909 reviews
✅ Minimum Age - 5 year claim settlement ratio
📊 80 years solvency ratio
🌐 Annual, half-yearly, pan-India
What you get with ICICI Prudential
The headline features and policy mechanics, at a glance.
Annual Premium Rs 50,000 to No limit
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Minimum Age - 5 year claim settlement ratio
Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.
80 years solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
5 active life plans
Choose from level cover, increasing cover, and return-of-premium variants.
Annual, half-yearly, pan-India presence
Branch offices and claim service centres across India for easy policy servicing.
Types of ICICI Prudential Plans
Every plan currently being sold by ICICI Prudential, shown side-by-side so you can shortlist quickly.
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ICICI Assured Savings
‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. Keep in mind...
Unique Features
- 9% to 11% Guaranteed Additions
- Guaranteed maturity benefits
- Special Surrender Value (SSV)
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ICICI Prudential Savings Suraksha
‘ A combination of savings and protection plan’. ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial goals and pro...
Unique Features
- Guaranteed additions
- Multiple premium options
- Additional bonuses
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ICICI Pru Cash Advantage
ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the sam...
Unique Features
- Guaranteed Cash Benefit
- Life cover
- Policy Loan
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ICICI Guaranteed Income for Tomorrow
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security. ICICI Pru Guarante...
Unique Features
- Discount on Sum Assured
- Guaranteed Additions
- 2 Rider Benefits
Life Plans Comparison
Side-by-side across the 3 most-bought ICICI Prudential plans on PolicyX.
| Feature | ICICI Prudential Future Perfect | ICICI Assured Savings | ICICI Prudential Savings Suraksha |
|---|---|---|---|
| Plan type | Investment Plan | Investment Plan | Investment Plan |
| Sum assured | Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs | Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs | 7 to 10 times the annual premium |
| Entry age | Minimum age - 91 days Maximum age - 55 years | Minimum age - 0 years Maximum age - 60 years | Minimum age- 0 Maximum age- 60 years |
| Top benefits | Guaranteed Surrender Value · Revive Policy | Special Surrender Value · Guaranteed Benefits | Death benefits · Surrender benefits |
Why Choose PolicyX.com?
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanFrequently asked questions
The 10 most-asked questions about ICICI Prudential, answered.
In case you misplace your investment documents, you may request a copy by visiting the nearest ICICI Prudential Life Insurance branch.
The policyholder loses out on all of the benefits of the plan. After discontinuance of the coverage, it cannot be withdrawn. The policyholder would get hold of the invested amount.
Yes, you are allowed to stop your ICICI Investment Plan by filing a surrender request. The charges of the same may vary from plan to plan. In case you surrender your policy, you will be entitled to receive a surrender value that would be equal to your fund value.
Yes, you can. However, when you are choosing a minor as your nominee, you have to appoint an appointee also.
The option of receiving maturity benefit in the form of equal annual pay-outs over a fixed tenure of five years is known as the settlement option.
Cover Cessation Date which is also known as the date of maturity is the date on which your plan ends. On this date, the plan will pay the maturity benefit to you. The sum of maturity benefits varies from plan to plan.
There are certain factors that may help you in choosing an investment plan. The few factors that one should consider before investing in ICICI Investment Plans are: Determine your Monetary goals Evaluate your current expenses Future expenses that may arise Number of dependants Risk assessment
Before you may cancel your coverage, you must retain it for at least three years. You need to fill out a surrender form and submit your insurance document to any ICICI Prudential Life branch. The cancellation procedure will take 30 days, and the surrender value cash will be delivered immediately to your bank account. If you have a single premium policy, then you can terminate it after the first policy year.
Yes, ICICI Investment plans can help you save money on taxes by increasing your overall income and lowering your taxes. Under Section 80C of the Income Tax Act of 1961, the premium paid for a savings insurance plan is tax-free
Anybody who wants a risk-free and assured savings tool can invest in this plan. However, the minimum age of the policyholder must be 0 to 18 years, while the maximum age should be is 60 years.
Customer satisfaction
Aggregate ratings from 909 verified PolicyX customers who bought a ICICI Prudential plan.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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