ICICI Prudential
ICICI Pru Future Perfect helps grow your wealth with the promise of pr ...Read More
ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your money. Typically, it is an ideal savings and protection-oriented plan. It offers dual assurances of guaranteed benefits and life cover.
A quick read on what this ICICI Prudential term plan covers and why it might be a fit for you.
Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future.
Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. A investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise of protecting your money. Typically, it is an ideal savings and protection-oriented plan. It offers dual assurances of guaranteed benefits and life cover.
In addition, the plan also offers the extra features of investment that help you build a corpus with bonuses that offer potentially higher returns. Under the ICICI Pru Future Perfect plan, the insurer pays a cash bonus to the policyholder at the end of each financial year, if any is declared. You can even choose a premium payment term based on your needs.
ICICI Pru Future Perfect is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
ICICI Pru Future Perfect Plan offers you a range of benefits including:
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
There are various benefits to buying the ICICI Pru Future Perfect Plan. Let’s understand each of them in detail:
Key features that make ICICI Prudential Future Perfect stand out.
Cash Bonus
Once you survive the policy term, you'll receive a lump sum maturity benefit, along with Guaranteed additions and a cash bonus.
Guaranteed Features
The plan offers two guaranteed features: Guaranteed Maturity Benefit (GMB) and Guaranteed Additions (GA).
Flexible PremiumPayment
Flexible premium payment terms allow you to pay premiums at your convenience.
Exit Benefit
You can exit your policy at any stage after paying premiums for at least two consecutive years and get Guaranteed Surrender Value.
Keep these documents handy when applying for ICICI Prudential Future Perfect.
Photo ID Proof
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Age Proof
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the ICICI Pru Future Perfect Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Here are the key features of the ICICI Prudential Future Perfect.
| What’s Good Here | What’s Missing |
| Guaranteed Maturity Benefit | No Plan Options |
| Cash bonuses | No High sum assured rebate |
| Guaranteed Death Benefit | No Auto cover continuance |
| Guaranteed Additions | No additional riders |
| Flexibility | NA |
ICICI Prudential Future Perfect is an ideal savings—and protection-oriented plan that helps you build wealth to achieve future goals while providing assured life cover.
For more info related to this plan, you can visit PolicyX.com, or call us at 1800 - 420 - 0269. Our insurance experts listen to your unique needs and suggest the best possible solution for you.
The 5 most-asked questions about ICICI Prudential Future Perfect, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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