ICICI Prudential
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow ...Read More
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security. A two-in-one protection and savings-based life insurance plan
A quick read on what this ICICI Prudential term plan covers and why it might be a fit for you.
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security.
ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection and savings-based life insurance plan. In addition to guaranteed maturity or death benefits, the investment plan offers guaranteed benefits in the form of a lump sum or regular income. This is different from other plans. , as it offers four plan options
Each plan option is designed to serve a different life objective. Under the save-the-date feature, you can choose a particular date as per your requirement to receive guaranteed income. Under this plan, you can pay premiums for 6, 7, 8, 10, or 12 years (PPT) and receive regular income from the 2nd year onwards.
ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
ICICI Pru Guaranteed Income for Tomorrow offers you a range of benefits including:
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the ICICI Guaranteed Income for Tomorrow Plan works with a simple premium illustration.
Ravi is a 32-year-old male looking for an investment plan to create long-term wealth for his child.
His financial advisor advised him to buy the ICICI Guaranteed Income For Tomorrow. He visited PolicyX.com
Let's understand how the ICICI Guaranteed Income For Tomorrow works for him with a premium illustration table.
| Age of policyholder | Annual Premiums | Policy tenure | Maturity Benefits |
| 32 years | Rs 1 lakhs | 10 years | Rs 7,03,152 |
Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 7,03,152 are paid to the policyholder.
Guaranteed Maturity Benefit
Once you outlive your policy term, you shall receive a guaranteed lump sum maturity benefit.
Death Benefit
On the policyholder's unfortunate death during the policy term, the insurance cover amount will be paid out as a lump sum to the nominee.
Survival Benefit
You get a fixed proportion of your annual premiums as a Survival Benefit.
Surrender Benefit
If you don't feel like continuing your policy, you can exit at any stage after paying two full years' premium. For Single Pay plans, the surrender value is obtained immediately after paying a premium.
Key features that make ICICI Guaranteed Income for Tomorrow stand out.
Income Benefit
The plan allows you to receive guaranteed income from 2 years onwards.
Plan Options
The plan offers four plan options that allow you to choose the protection based on your requirements.
Loan Benefit
You can take a loan against the ICICI GIFT plan in case of any financial crisis.
Save The Date
Under the save the date feature, you can make amends to your Guaranteed Income date.
Keep these documents handy when applying for ICICI Guaranteed Income for Tomorrow.
Photo ID Proof
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Age Proof
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the ICICI Guaranteed Income for Tomorrow Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Here are the key features of the ICICI Guaranteed Income for Tomorrow.
| What’s Good Here | What’s Missing |
| Various Plan Options | No Paid Up Benefit |
| Surrender Benefit | No High Sum Assured Rebate |
| Guaranteed Income from 2 Years Onwards | No Auto Cover Continuance |
| Guaranteed Maturity Benefit | No Additional Riders |
| Special Premium Rates for Women | NA |
ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection and savings-based life insurance plan.
For more info related to this plan, you can visit PolicyX.com, or call us at 1800 - 420 - 0269. Our insurance experts listen to your unique needs and suggest the best possible solution for you.
The 5 most-asked questions about ICICI Guaranteed Income for Tomorrow, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Select a company and plan for each side to see a detailed side-by-side comparison.
Rated by 54 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?
5-min consultation · No spam · No pushy sales
ChatGPT
Claude
Perplexity