Bharti Axa Investment Plans ★ 4.2/5

Bharti Axa Investment Plans

Bharti Axa Life Online Savings Plans help you achieve your future financial goals. Everyone has different financial ...Read More

Minimum Age - 0 year

Claim settlement ratio

Rs 25,000 to No limit

Annual Premium

Active plans

99 years

Solvency ratio

100% Free — No Obligation

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Select Your Annual Income

15 Lakh+ / Year 10–15 Lakh / Year 7–10 Lakh / Year 5–7 Lakh / Year 3–5 Lakh / Year Up to 3 Lakh / Year

Your Age

🛡️ IRDAI Approved

⭐ 4.2/5 · 54 reviews

✅ Minimum Age - 0 year claim settlement ratio

📊 99 years solvency ratio

🌐 Annual, half-yearly, pan-India

What you get with Bharti Axa Investment Plans

The headline features and policy mechanics, at a glance.

Annual Premium Rs 25,000 to No limit

Affordable premium options starting from entry-level to comprehensive whole-life protection.

Minimum Age - 0 year claim settlement ratio

Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.

99 years solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

15 active life plans

Choose from level cover, increasing cover, and return-of-premium variants.

Annual, half-yearly, pan-India presence

Branch offices and claim service centres across India for easy policy servicing.

About Bharti Axa Life Insurance Investment Plans

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Bharti Axa Life Online Savings Plans help you achieve your future financial goals. Everyone has different financial plans in their life depending on their needs. That’s why Bharti Axa has launched various savings plans and you can choose the one that best suits your needs. Various Bharti Axa Life Online Savings Plans are available based on premium payment terms, policy tenure, sum assured, plan options, etc. These plans offer a range of benefits including:

Guaranteed returns,
Flexible premium payment tenure,
Multiple plan options,
Assured maturity benefits,
Life coverage,
Bonuses,
Multiple rider options to choose from,
Option to choose payment tenure,
Policy loan option, etc.

With a lot of uncertainty, investing in a savings plan is necessary as it offers you life coverage and guaranteed returns on maturity. This article provides you with complete information about Bharti Axa Online Savings Plans, its features, benefits, buying process, etc.

Key Features of Bharti Axa Life Savings Plans

Here are some key features of the Bharti Axa Life Savings Plans:

Features	Overview
Grace period	Offer a grace period to pay missed premiums. Monthly payments- 15 days Quarterly, Half-yearly, Yearly payments- 30 days
Loan on policy	Offers policy loans to meet your financial requirements or any emergencies.
Free-look option	You can cancel your policy in this period by paying minimal charges.
Policy vesting	The policy of minors will be automatically vested once they attain the maturity age.
Surrender value	You can surrender your savings plans if you have paid at least two years of premiums.
Policy revival	You can revive your policy if it is discontinued due to the non-payment of premiums even in the grace period.

Bharti Axa Life Online Savings Plans

There are various savings plans offered by Bharti Axa and the policyholders can choose one that best fits their needs. For saving purposes, there are ideally three types of plans- saving plans, child plans, and investment plans. Let’s understand these plans in detail.

1. Bharti Axa Online Savings Plans

Name of the plan	Entry Age	Maturity Age	Annual premiums	Unique Features
Bharti AXA Life Income Laabh	5 to 65 years	78 years	Minimum-Rs 12,000 Maximum- Subject to the maximum sum assured.	Guaranteed Lumpsum Benefit. Increased Income Benefit. Assured Protection.
Bharti AXA Life Smart Invest Guaranteed Plan	8 to 60 years	70 years	Minimum-Rs3,500 Maximum- Subject to the maximum sum assured.	Guaranteed Maturity Benefit. Single/Joint Life Cover. Insurance coverage.
Bharti AXA Life Guaranteed Income Pro	91 days to 65 years	84 years	Minimum-Depends on minimum premium. Maximum- Subject to maximum premium.	Get all your premiums back. Two plan options. Insurance coverage.
Bharti AXA Life Super Endowment Plan	91 days to 60 years	80 years	Minimum-Rs 3,049 Maximum- No limit	Guaranteed Additions Survival Benefit. Maturity Benefit.
Bharti AXA Life Unnati	91 days to 60 years	100 years	Minimum-Rs 25,000 Maximum- No limit	Multiple plan options. Waiver of Premium. Life coverage.
Bharti AXA Life Monthly Income Plan+	0 to 65 years	80 years	Minimum- Depends on minimum monthly income. Maximum- No limit	Guaranteed Monthly Income. Bonuses. Life Insurance Benefit.
Bharti AXA Life Dhan Varsha	18 to 50 years	60 years	Minimum-Rs 48,000 Maximum- Rs 5,00,000	Guaranteed Survival Benefits. Cash bonuses. Life Insurance Benefit.
Bharti AXA Life Samriddhi	0 to 55 years	80 years	Minimum-Rs 3,000 Maximum- No limit	Basic Life Insurance Cover Maturity Benefit Potential Upside with Bonus
Bharti AXA Life Monthly Advantage	91 days to 65 years	84 years	Minimum-Rs 3,700 Maximum- No limit	Guaranteed Monthly Income. Potential Upside through Bonuses. Benefit in case of Death or Accidental Total Permanent DisabilitT=Y.
Bharti AXA Life Secure Income Plan	0 to 65 years	80 years	Minimum-Rs 12,000 Maximum- No limit	Life Insurance Benefit. Maturity Benefit. Survival Benefit.
Bharti AXA Life POS Saral Bachat Yojana	3 to 55 years	65 years	Minimum-Rs 30,000 Maximum- Rs 90,909	Maturity Benefit. Death Benefit. Advance premium option.
Bharti AXA Life Flexi Save	0 to 65 years	85 years	Minimum-Rs 15,000 Maximum- No limit	Potential upside through Bonus. Maturity Benefit. Life cover benefit.

2. Bharti Axa Child Plans

Name of the plan	Entry Age	Maturity Age	Annual premiums	Unique Features
Bharti AXA Life Super Series	0 to 63 years	75 years	Minimum- Rs 15,000 Maximum- No limit	Option to choose from Super 6 or Super 10. Guaranteed Money Back Benefits. Guaranteed Maturity Additions.
Bharti AXA Life Guaranteed Wealth Pro	2 to 60 years	91 years	Minimum-Rs 3,500 Maximum- No limit	Various income options. Flexible payout structure. Guaranteed returns.
Bharti AXA Life Shining Stars	18 to 60 years	80 years	Minimum-Rs 2,169 Maximum- No limit	Multiple payout options. Advance premium option. Maturity benefits.
Bharti AXA Life Child Advantage	18 to 55 years	76 years	Minimum-Depends on the minimum sum assured Maximum- Depends on the maximum sum assured.	Life Insurance Benefit. Potential Upside with Bonus. Option to choose Premium Payment term.
Bharti AXA Life Elite Advantage	6 to 65 years	77 years	Minimum-Rs 12,000 Maximum- No limit	Loans under policy Guaranteed savings Surrender benefits

3. Bharti Axa Investment Plans

Name of the plan	Entry Age	Maturity Age	Annual premiums	Unique Features
Bharti AXA Life Wealth Pro	0 to 65 years	99 years	Minimum- Rs 25,000 Maximum- No limit	Growth and Legacy variant. Wealth boosters. Multiple investment strategies.
Bharti AXA Life Grow Wealth	0 to 70 years	85 years	Minimum-Rs 26,000 Maximum- No limit	Flexibility of Policy Term. Multiple Fund Option Loyalty Additions.
Bharti AXA Life Future Invest Plan	18 to 59 years	69 years	Minimum-Rs 18,000 Maximum- No limit	Life insurance benefit. Limited Premium Payment. Multiple fund options.
Bharti AXA Life Wealth Maximizer	91 days to 65 years	85 years	Minimum-Rs 6,000 Maximum- No limit	Loyalty additions. Multiple Premium Payment and Policy Term. Multiple Investment Strategies.

Charges Associated with Bharti Axa Investment Plans

Here are some charges associated with the Bharti Axa Investment Plans:

Name of the charge	Overview
Policy Administration Charges	Paid by redemption of units from the policy account and is applicable throughout the policy tenure. The monthly policy administration charge is 0.0625%.
Fund Management Charges	Charges for management of funds daily. Different for every fund.
Discontinued Policy Fund Management Charge	Charged for management of discontinued policy as per IRDAI rates.
Morality Charges	Charged for providing life insurance cover once and depends on the age of the policyholder.
Premium Allocation Charges	This charge is deducted from the premium paid and the balance is invested in various funds. Year 1- 2% Year 2 and 3- 6% Year 4 to 6- 5.5%

Why Choose Bharti Axa Online Savings Plans?

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Here are various reasons to choose Bharti Axa Life Insurance Investment Plans:

1. Guaranteed returns

Bharti Axa Savings Plans offer guaranteed returns to the policyholders. They can use the returns to fulfill their financial needs.

2. Life insurance benefit

Bharti Axa Online Savings Plans offer life insurance benefits to their policyholder which covers their family financially even after their demise.

3. Multiple saving options to choose from

There are multiple saving options available for the policyholders to choose from as per their financial needs and requirements.

4. Option to choose premium payment tenure

Bharti Axa Savings Plans offer policyholders to choose their premium payment tenure as per their comfort and requirements.

5. Additions and Boosters

Bharti Axa Life Savings Plans offer their policyholders additions and boosters that help increase overall maturity benefits.

6. Choose your payout structure

Bharti Axa Saving Plans provide you the option to choose your payout structure as per their financial goals and requirements.

Riders You Can Choose With Bharti Axa Investment Plans

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Name of the rider	Benefits
Bharti AXA Life Hospi Cash Rider	This rider allows payment of a fixed benefit for each day of hospitalization subject to a maximum of 40 days per year
Bharti AXA Life Accidental Death Benefit Rider	Benefits are paid in case of the policyholder’s death due to the accident.
Bharti AXA Life Premium Waiver Rider	Under this rider, in case the Life Insured is diagnosed with any of the 13 critical illnesses covered under the rider, the future premiums are waived off.
Bharti AXA Life Term Rider	Receive an additional sum assured in case of an unfortunate event of death during the policy term.

Documents Required to Buy Bharti Axa Life Savings Plans

Here is the list of documents required to buy the Bharti Axa Life Online Savings Plans:

Policyholder’s age proof (Aadhar card/ PAN card/ Passport).
Address proof of the policyholder (Utility bills/ Aadhar card).
The policyholder’s medical proof if requested by Bharti Axa Life.
Income proof of the policyholder (ITR returns/ Bank statement/ Salary slips).
Policyholder’s passport-size photograph.
Any other additional documents requested by Bharti Axa Life.

How to Buy Bharti Axa Life Online Savings Plans?

You can buy Bharti Axa Savings Plans either through their official website or by visiting one of their nearest branch offices.

Buying through the website

Step 1: Visit the official website of Bharti Axa Life Insurance.

Step 2: Hover over the ‘Savings Plans’ and click on ‘Explore More’.

Step 3: Click on ‘Buy Now’ under the plan you want to buy.

Step 4: Enter your name, mobile number, email address, date of birth, education qualification, annual income, and gender.

Step 5: Choose sum assured, policy tenure, and premium payment tenure.

Step 6: It will show you the applicable premium.

Step 7: Make the premium payment on the payment page.

* Once payment is made you will receive the policy documents shortly on the provided email address.

Buying through the nearest branch office

You can buy Bharti Axa Online Saving Plans by visiting one of their nearest branch offices.

How to Contact Bharti Axa Life Insurance?

1. Office Address

Unit No. 1902, 19th Floor, Parinee Crescenzo, ‘G’ Block, Bandra Kurla Complex, BKC Road, Near MCA Club, Bandra East, Mumbai - 400051, Maharashtra.

2. Email address

[email protected]

3. Customer support number

Toll-Free Number: 1800 102 4444 (Available from 9:00 am to 7:00 pm IST)

Types of Bharti Axa Investment Plans Plans

Every plan currently being sold by Bharti Axa Investment Plans, shown side-by-side so you can shortlist quickly.

Bharti Axa Life Future Invest Plan

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