Bharti Axa Investment Plans
Bharti AXA Life Unnati is a two-in-one protection and savings based li ...Read More
Bharti AXA Life Unnati is a two-in-one protection and savings based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age.
A quick read on what this Bharti Axa Investment Plans term plan covers and why it might be a fit for you.
Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age. The plan allows you to get income from the end of the 2nd or 4th policy year as per your chosen plan option, which helps you to meet all your financial goals.
The plan offers you the flexibility to choose from multiple options that cater to your financial needs.
Bharti AXA Life Unnati Plan offers you a range of benefits including:
Guaranteed maturity benefit
Choice of 4 plan variants
Waiver of premium
Guaranteed income
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the Bharti AXA Life Unnati Plan works with a simple premium illustration.
Mr. Verma is looking for an investment plan that helps him create a lump sum wealth.
His financial advisor advised him to buy the Bharti AXA Life Unnati Plan. He visited PolicyX.com
There are various benefits to buying the Bharti Axa Life Unnati Plan. Let’s understand each of them in detail:
Key features that make Bharti AXA Life Unnati Plan stand out.
Choice of PlanVariants
The plan offers a choice of 4 plan variants that cater to your financial needs: moneyback, immediate income, whole-life income, or endowment option.
Guaranteed Income
The plan allows you to receive guaranteed income from 2nd or 4th years onwards.
Waiver of Premium
Get a waiver of the premium feature under the endowment plan option.
Life InsuranceCover
You will be covered with guaranteed life coverage throughout the whole policy tenure. The death benefit is equal to the Higher of the Sum Assured plus Guaranteed Additions accrued till the date of death.
Keep these documents handy when applying for Bharti AXA Life Unnati Plan.
Photo ID Proof
Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.
Age Proof
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the Bharti AXA Life Unnati Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Given below are some exclusions of the Bharti AXA Life Unnati Plan-
Suicide within 12 months of the policy purchase is not covered.
Consumption of any intoxicants.
Death due to any aviation accident.
Death due to any adventurous sports.
Here are the key features of the Bharti AXA Life Unnati Plan.
| What’s Good Here | What’s Missing |
| Life Insurance Coverage | Whole Life Coverage |
| Potential Bonuses | No High Sum Assured Rebate |
| Guaranteed Payout | Premium Offset |
| Non-guaranteed Bonuses | No Auto Cover Continuance |
Bharti AXA Life Unnati is a savings plan that provides guaranteed income and assured life cover. It’s perfect for those who want to save for retirement or meet short-term financial needs. If you have any questions about this plan, you can contact us at PolicyX.com. Our insurance experts can help you get all the answers you need quickly.
The 5 most-asked questions about Bharti AXA Life Unnati Plan, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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