Bharti Axa Investment Plans
Bharti Axa Guaranteed Wealth Pro offers you dual benefits- insurance c ...Read More
Bharti Axa Guaranteed Wealth Pro offers you dual benefits- insurance coverage to provide financial protection to your family along with helping you create wealth to fulfil financial goals.
A quick read on what this Bharti Axa Investment Plans term plan covers and why it might be a fit for you.
‘A plan that helps you save for your future goals’. Bharti Axa Guaranteed Wealth Pro offers you dual benefits- insurance coverage to provide financial protection to your family along with helping you create wealth to fulfill financial goals.
You can choose from two plan options- The income option and the Endowment option. The Income option of this investment plan offers you various options: deferred income (Short-term/Long-term/Lifelong) or immediate income (Short-term/Long-term). This article provides complete information about Guaranteed Wealth Pro including eligibility criteria, features, benefits, and the complete buying process.
This plan offers you a range of benefits including:
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
Let's understand how Guaranteed Wealth Pro works with a simple illustration table. There are two plan options which are subdivided further and we will understand how each one of them works.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Basic sum assured | Maturity benefits |
| 35 years | Rs 50,000 | 24 years | 12 years | Rs 6,00,000 | Rs 6,30,000 | Rs 18,58,153 |
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Basic sum assured | Maturity benefits |
| 35 years | Rs 1,00,000 | 25 years | 12 years | Rs 12,00,000 | Rs 10,50,000 | Rs 25,26,000 |
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Basic sum assured | Maturity benefits |
| 35 years | Rs 50,000 | 38 years | 12 years | Rs 6,00,000 | Rs 5,25,000 | Rs 15,07,500 |
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Basic sum assured | Maturity benefits |
| 50 years | Rs 1,00,000 | 50 years | 10 years | Rs 10,00,000 | Rs 34,24,200 | Rs 25,26,000 |
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Basic sum assured | Maturity benefits |
| 35 years | Rs 1,00,000 | 20 years | 10 years | Rs 10,00,000 | Rs 10,50,000 | Rs 15,57,500 |
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Basic sum assured | Maturity benefits |
| 35 years | Rs 10,00,000 | 25 years | 10 years | Rs 1 crore | Rs 1,05,00,000 | Rs 1,54,19,600 |
There are several advantages of Guaranteed Wealth Pro. Let’s understand these benefits in detail:
Key features that make Bharti Axa Guaranteed Wealth Pro stand out.
Grace period
This plan offers you a grace period of 30 days (in the case of quarterly, half-yearly, and yearly payments and 15 days (for monthly payments) to pay your missed premiums.
Revival period
In case you don’t make premium payments in the grace period then your policy will be discontinued. You can revive this policy within the allowed period by paying premiums and applicable charges.
Free-look period
This plan offers you a free-look period of 15 days to check the terms and conditions of your policy and you can cancel your policy in this period if you are not satisfied with the policy after paying minimal charges.
Loan on policyd
You can avail of a loan against your policy once it acquires the surrender value. The minimum loan amount is Rs 15,000 and the maximum amount is 70% of the surrender value.
Vesting of policy
In case the life insured is a minor the policy will automatically transferred once the minor attains the maturity age.
Keep these documents handy when applying for Bharti Axa Guaranteed Wealth Pro.
Photo ID Proof
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Age Proof
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder if requested.
Income Proof
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the Bharti Axa Guaranteed Wealth Pro Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Here are the key features of the Bharti Axa Guaranteed Wealth Pro.
Conclusion
Bharti Axa Guaranteed Wealth Pro Plan offers you dual benefits- death benefits to your family in case of your uncertain demise along with maturity benefits in case you survive the policy tenure. This plan helps you save for your future financial goals along with helping you grow your money. If you are still confused about whether Guaranteed Wealth Pro is right for you or not then you can contact us at PolicyX . One of our insurance experts will reach out to you shortly, understand your requirements, and help you choose a plan that best fits your requirements.
The 5 most-asked questions about Bharti Axa Guaranteed Wealth Pro, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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